John S Kiernan, Managing Editor
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A signature card usually refers to a credit card on the Visa network that offers the Signature level of benefits. This level of benefits offers additional perks compared to the traditional Visa credit cards. Some of these perks include Visa Signature Concierge, travel insurance, and other special offers and experiences.
Even though Visa Signature credit cards share the same level of benefits, they are actually quite diverse. These cards are issued by dozens of different banks and credit unions. Many are affiliated with specific airlines, hotel chains, or other companies/organizations. And they offer quite different terms. For example, both the Amazon.com Credit Card and the U.S. Bank Cash+® Visa Signature® Card are Visa Signature cards.
Other Meanings of a Signature Card
A signature credit card could also refer to chip-and-signature credit cards. These smart cards have an embedded computer chip but still require you to sign for purchases, as opposed to entering a PIN with a chip-and-PIN card.
The term “bank Signature card”, on the other hand, refers to a document that financial institutions use to verify a customer’s signature. This document is signed by the account holder when an account is opened and by the authorized users when they are added to the account.
2023's Best Visa Credit Cards
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What is the best Visa Signature Cash Rewards card?
The best Visa Signature cash rewards card is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee. Plus, Wells Fargo Active Cash offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months.
Best Visa Signature Cash Rewards Cards in 2023
- Rates & FeesBest Overall: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Best for Excellent Credit: Alliant Cashback Visa® Signature Credit CardAlliant Cashback Visa® Signature Credit CardLearn MoreLearn More
- Best Initial Bonus: U.S. Bank Shopper Cash Rewards Visa Signature® CardU.S. Bank Shopper Cash Rewards Visa Signature® CardLearn MoreLearn More
- Best for Customized Rewards: U.S. Bank Cash+® Visa Signature® CardU.S. Bank Cash+® Visa Signature® CardLearn MoreLearn More
- Best for Military Families: Navy Federal Credit Union cashRewards Credit CardNavy Federal Credit Union cashRewards Credit CardLearn MoreLearn More
- Best for Business: Ink Business Premier℠ Credit CardInk Business Premier℠ Credit CardLearn MoreLearn Moreon issuer's website
The best Visa Signature cash rewards cards offer some of the highest cash back rates available. Many also have no annual fees or foreign transaction fees, and you can get hundreds of dollars...
read full answerWhat's the best Visa Signature rewards card?
The best Visa Signature rewards card is the Chase Sapphire Preferred® Card. This card offers a bonus of 60,000 bonus points for spending $4,000 in the first 3 months. In addition, cardholders can transfer points to over a dozen hotel and airline loyalty programs at a 1:1 ratio. Chase Sapphire Preferred also offers 1 - 5 points per $1 spent on purchases. The card has a $95 annual fee. And there’s a $0 foreign transaction fee.
More info about Visa Signature benefits:
All Visa credit cards offer benefits such as roadside dispatch and zero fraud liability. But...
read full answerWhat bank issues the Visa Signature Credit Card?
The Visa Signature Credit Card can be issued by different banks. The Signature isn’t a particular credit card, it's actually the second tier of benefits offered by Visa, between the Traditional and Infinite tiers.
If you’re looking for a good credit card that belongs to the Visa Signature tier, check out the following suggestions:
- U.S. Bank Cash+® Visa Signature® Card
- PenFed Platinum Rewards Visa Signature® Card
- Capital One Venture Rewards Credit Card
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