John S Kiernan, Managing Editor
@John
A signature card usually refers to a credit card on the Visa network that offers the Signature level of benefits. This level of benefits offers additional perks compared to the traditional Visa credit cards. Some of these perks include Visa Signature Concierge, travel insurance, and other special offers and experiences.
Even though Visa Signature credit cards share the same level of benefits, they are actually quite diverse. These cards are issued by dozens of different banks and credit unions. Many are affiliated with specific airlines, hotel chains, or other companies/organizations. And they offer quite different terms. For example, both the Amazon.com Credit Card and the U.S. Bank Cash+® Visa Signature® Card are Visa Signature cards.
Other Meanings of a Signature Card
A signature credit card could also refer to chip-and-signature credit cards. These smart cards have an embedded computer chip but still require you to sign for purchases, as opposed to entering a PIN with a chip-and-PIN card.
The term “bank Signature card”, on the other hand, refers to a document that financial institutions use to verify a customer’s signature. This document is signed by the account holder when an account is opened and by the authorized users when they are added to the account.

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