Chip Lupo, Credit Card Writer
@CLoop
The Old Navy Visa card is no longer available. The co-branded credit card, designed for people who shop at Old Navy stores and other retailers affiliated with Gap Inc., was issued by Synchrony Bank until it moved to Barclays in June 2022 and was replaced with the Old Navy Navyist Rewards Mastercard® Credit Card. The card’s perks and rewards did not change much, as cardholders can earn 5 points / $1 spent at Old Navy, Gap, Banana Republic, and Athleta stores, either in-store or online.
If you apply for the Old Navy Credit Card and are not approved, you will be considered for the Old Navy Store Card. Applicants with at least good credit are more likely to be approved for the Old Navy Credit Card, while those with fair credit could get the Old Navy Store Card. The difference between the two new cards is minimal, though the Old Navy Credit Card also gets you 1 point / $1 spent anywhere Mastercard credit cards are accepted, whereas the store card can only be used for purchases at Old Navy and its affiliated stores.
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