Tom Lipkis, WalletHub Credit Card Consultant
JCB credit cards are issued by JCB International Credit Card Co., which is based in Japan but has over 140 million customers in 22 countries and territories. JCB credit cards used to be available to people in the United States, but JCB discontinued its U.S. operations on April 30, 2018. All current JCB credit card accounts have since been closed. JCB credit cards issued elsewhere can still be used in the U.S., wherever Discover is accepted.
JCB, formerly known as Japan Credit Bureau, enjoys acceptance in 190 countries and territories, by more than 36 million merchants. JCB credit cards are most common in Japan, China and Taiwan.
Here is what you should know about JCB credit cards:
- JCB USA stopped accepting credit card applications on Jan 3, 2018.
- Existing U.S. JCB credit card accounts were closed on April 30, 2018. Unredeemed rewards points expired at that time, but unpaid balances are still owed.
- Cardholders in California and Hawaii got their 2018 JCB credit card annual fees refunded, in April.
- JCB credit cards issued abroad can be used wherever Discover is accepted, and vice versa.
Ultimately, JCB credit cards might not be available anymore, but there are several other great alternatives that could probably suit your needs. You can check our editors’ latest picks for the best credit cards with no foreign transaction fees and weigh your options. If you’re looking for cash back, there are also plenty of good credit cards to choose from.
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