The Capital One Quicksilver Secured credit card credit limit is $200. Everyone who gets approved for Capital One Quicksilver Secured is guaranteed a credit limit of at $200. The minimum security deposit required to open a Capital One Quicksilver Secured account is $200.
The Capital One Quicksilver Secured card credit limit that you start with isn't necessarily your credit line forever. Capital One will usually allow you to increase your security deposit for a higher credit line. In some cases, they'll also graduate your secured card to an unsecured card if you've used it responsibly. This could get you a higher credit limit, too.
Yes, you can get a Capital One credit limit increase without asking; just use your card responsibly and make your first 6 payments of at least the minimum payment amount on-time.
If you do not get an increase automatically after this period and you meet the requirements above, you can request an increase either ... read full answeronline or by calling (800) 955-7070. The approval odds should be high.
There's no predefined period, but Cap One users can get credit limit increases each 6 months. So if you didn't get a second increase after one year, you can ask for one by phone at 1-800-955-7070. Choose “More Options” to hear the credit increase option. You can also do it online. Log in to your account at capitalone.com and click the “Services” tab.... read full answer
The best high limit secured credit card is the U.S. Bank Altitude® Go Visa® Secured Card. You can put down a security deposit of up to $5,000 to receive a credit limit of the same amount, and you will earn 1 - 4 points per $1 spent on purchases. The card is available to people with bad credit, and it has a $0 annual fee. The regular APR is 29.74% (V).... read full answer
With almost all secured credit cards, your credit limit is the same amount as the security deposit you put down. The maximum amount you can deposit varies by card, though. Another high limit secured credit card that lets you deposit as much as $5,000 is the Bank of America® Unlimited Cash Rewards Secured Credit Card. Several other cards also allow limits in the thousands. For example, the OpenSky® Secured Visa® Credit Card lets you deposit up to $3,000 and doesn’t even do a credit check when you apply.
At the end of the day, there are plenty of secured credit cards that can give you a high limit. Just keep in mind that you’ll have to deposit as much as you want credit limit-wise. But the deposit is fully refundable when you close the card with a $0 balance.
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