The Chase Sapphire Reserve® credit score requirement is 750+. Chase says this card is for people with excellent credit, the highest tier in the credit score range. And while excellent credit is generally thought to start at 720, we really recommend a credit score of 750+ to maximize your chances of approval. With a lower score, the risk of rejection will be higher if Chase finds any negatives on your credit report or income-wise.
Here are Chase Sapphire Reserve’s credit score & other approval requirements:
750+ credit score. You might find yourself getting approved with a lower score or denied with a higher one. But a credit score of 750 or higher definitely helps to maximize your chances.
Eligibility. You must be over 18 years old with a U.S. mailing address and a Social Security number.
Income. You don’t absolutely need a job, but you must have some kind of income and/or assets to prove to Chase that you have the means to pay for the charges you make.
As little debt as possible. Chase will weigh your income against your debts to determine how much you can afford to borrow.
No bankruptcy. You probably won’t be in this situation if you have an excellent credit score. But you won’t get approved while in active bankruptcy and will have a tough time as long as any record of bankruptcy is on your credit report.
So as you can see, a lot more than just your score goes into approval. But having an excellent credit score is still a very important requrement. If you’re not sure where you stand right now, you can check your latest credit score for free on WalletHub, the only site with free daily updates to your scores and reports. And if you find out that your credit isn't quite up to par, working to improve it can drastically increase your approval chances. For advice on what to do, check out your custom credit analysis.
I got mine two months ago, and my score was about 780. I think you can go as low as 750, but you know how minimum score requirements are.
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