Chip Lupo, Credit Card Writer
The highest credit limit for the Citi Diamond Preferred card can be over $10,000 for most creditworthy borrowers, according to multiple reports from cardholders on online forums. Citibank does not typically disclose the maximum spending limit for any of its unsecured credit cards. Not everyone is likely to qualify for the highest credit limit, either. The credit line offer you’ll ultimately get from Citi largely depends on your debt-to-income ratio and credit history.
The Citi Diamond Preferred card requires applicants to have good credit or better to be approved, and guarantees a credit limit of at least $500. You could receive a credit line much higher than the minimum, as long as you have a good enough credit score and sufficient disposable income.
You can learn more about Citi Diamond Preferred terms and benefits from WalletHub’s full review of the card.
Citi® Diamond Preferred® Card
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