John S Kiernan, Managing Editor
Visa is what’s known as a card network. Like Mastercard, for example, Visa dictates where a credit card can be used. Merchants accept plastic based on card network, after all, not the credit card company that actually issued the card (e.g. Capital One or Chase).
A credit card that does not have a card-network logo is known as a store card. Such cards can only be used at the particular retailers they’re affiliated with.
A credit card’s network also is responsible for many cardholder benefits. This includes $0 liability for fraudulent purchases. You can get a feel for how good Visa’s credit card benefits are from the following WalletHub studies:
- Best Credit Cards with Travel Insurance
- Rental Car Insurance Study
- Price Protection Report
- Extended Warranty Report
- Purchase Protection Report
For more information about Visa, check out WalletHub’s card network guide. You can also read Visa reviews from current and former customers.
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