What is Visa on a credit card? This question is about VISA Card

What is Visa on a credit card?

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This question is about VISA Card

John S Kiernan, Managing Editor

@John • 09/11/18 This answer was first published on 09/11/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Visa is what’s known as a card network. Like Mastercard, for example, Visa dictates where a credit card can be used. Merchants accept plastic based on card network, after all, not the credit card company that actually issued the card (e.g. Capital One or Chase).

A credit card that does not have a card-network logo is known as a store card. Such cards can only be used at the particular retailers they’re affiliated with.

A credit card’s network also is responsible for many cardholder benefits. This includes $0 liability for fraudulent purchases. You can get a feel for how good Visa’s credit card benefits are from the following WalletHub studies:

For more information about Visa, check out WalletHub’s card network guide. You can also read Visa reviews from current and former customers.

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