John S Kiernan, Managing Editor
The easiest store credit card to get with bad credit is the Fingerhut Credit Card because it accepts applicants with a credit score as low as 300. The Fingerhut Credit Card offers an easy online application process and usually gives instant decisions. The card can only be used for purchases on Fingerhut.com, but it reports account activity to all three credit bureaus, so it can be a good credit-building tool.
Easy Store Credit Cards to Get with Bad Credit
- Fingerhut Credit Account
- Amazon.com Secured Credit Card
- Montgomery Ward Credit Account
- Net First Platinum (The Horizon Outlet)
- Venue Rewards™
There aren’t many store credit card options for people with bad credit. Most store credit cards require applicants to have fair credit or better. If you want a broader selection to choose from, check out WalletHub’s picks for the best credit cards for bad credit overall.
2023's Best Store Credit CardsCompare Cards
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