What are the easiest store credit cards to get with bad credit?

The Walmart Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.

Other things you need for the Walmart Credit Card:

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Walmart Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.... read full answer

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Walmart Credit Card credit score requirement. You can check your credit score for free on WalletHub.

The best store credit card for no credit is the Fingerhut Credit Account because it has easy approval and a $0 annual fee. Aside from accepting people with no credit or even bad credit, the card doesn’t charge one-time fees or monthly fees, either. But keep in mind that you can only use it to make Fingerhut purchases.... read full answer

Most store credit cards require fair credit or better for approval. But there are, however, a number of co-branded cards for no credit.

Best Store Credit Cards for No Credit in 2023

The Fingerhut Credit Account is a good store credit card for no credit because it has a $0 annual fee and $0 monthly fees. Plus, it also comes with a one-time fee of $0. This card also reports to all three major credit bureaus, which will help you build credit. Keep in mind that this card can only be used at Fingerhut.

The Montgomery Ward Credit Account also comes with a $0 annual fee. Although it only works for Montgomery Ward purchases online or through the company’s catalogue, the Montgomery Ward Credit reports to the credit bureaus on a monthly basis. This will eventually help you build credit.

The Group One Platinum Card comes with a $0 annual fee. This card can be used exclusively on the Horizon Outlet website. It reports to credit bureaus on a monthly basis. However, this card comes with a $0 monthly fee.

If you can’t find a suitable store credit card for no credit, consider a normal credit card designed for people with limited or no credit history.

The Kohl's Credit Card approval requirements include a credit score of 640 or higher; this means you need at least fair credit to get approved for this card. Keep in mind that the issuer will also consider your credit history, income and existing debt obligations when making a decision.

What you should know before applying for the Kohl's Credit Card:... read full answer

It’s a good idea to see if you’re pre-qualified for a Kohl's Credit Card before you apply. Pre-qualification can give you a good idea of your approval odds, and it doesn’t count as a hard pull on your credit. Pre-qualification doesn’t guarantee that you’ll be approved, but it does indicate that your chances of getting approved are very high if you apply.

Before applying for the Kohl's Credit Card, make sure you know where you stand. You can check your credit score for free, right here on WalletHub.