What will my Walmart credit limit be?

You won’t know what your Walmart credit card limit will be until you apply and are accepted. That’s true for both the Walmart Store Credit Card (Walmart purchases only) and the Walmart Mastercard (can be used anywhere). Walmart will decide which card and what credit limit you get based on your credit history, income, and debt load, among other factors.

Even though Walmart doesn’t disclose even a minimum limit for its credit cards, there are a few pieces of information that can help you estimate the neighborhood in which your limit is likely to fall.

Here’s what you should know about Walmart credit card limits:

• You’ll learn your credit limit when you’re notified about account approval, either on the application website or by email.
• You need fair credit (620+) to be eligible. The higher your score is, the higher you can expect your credit limit to be.
  
• There are reports of people getting Walmart Store Card limits of $400, $1,000 and $8,000.
• People report being approved and $1,200.

The higher your credit score is, the more likely you are to land a high Walmart credit card limit. You can improve your credit score by paying bills on time, using less of the credit you already have, and paying down debt.

That depends mostly on your score and your income. I started with 1,500 @720, but your mileage may vary.

I started with a credit limit of $300 8 years ago and now my limit is $8100.