How much is the Walmart credit card limit?

Question

Call them and ask for it, no harm in it. Keep in mind, you should have at least 6 months with the card, and have no negative marks on it. Otherwise, you might just get rejected.

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Answer 1 · 2021-12-06 16:46:48

Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 12/06/21 This answer was first published on 05/28/21 and it was last updated on 12/06/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Walmart Credit Card limit will be based on the specifics of your credit, once your application has been approved. Your exact credit limit will depend on factors such as your credit history, income and debt when you’re approved for a Walmart Credit Card. That's true for both the Walmart® Store Card (Walmart purchases only) and the Walmart Credit Card (can be used anywhere that accepts Mastercard).

Key Things to Know About Walmart Credit Card limits

You'll learn your credit limit when you're notified about account approval, either on the application website or by email.
The credit score requirement for Walmart Credit Card is 640, at a minimum. That means applicants need fair credit or better to be approved. The higher your score is, the higher you can expect your credit limit to be.
If you're unhappy with your initial Walmart Credit Card (or Walmart® Store Card) credit limit, you can request an increase online. Capital One uses soft pulls for these credit inquiries, so requesting an increase won't affect your credit score.

If you don't know what your score is, you can check it for free right here on WalletHub.

Answer 2 · 2018-08-24 18:39:39

shroomin624, Member

@shroomin624 • 08/24/18 This answer was first published on 08/24/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I started with a credit limit of $300 8 years ago and now my limit is $8100.

Answer 3 · 2020-12-07 06:06:44

kayleenjean63, Member

@kayleenjean63 • 12/07/20 This answer was first published on 12/04/20 and it was last updated on 12/07/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I just got approved for the Capital one Walmart card with a $300 limit. My score is 675. High interest 26%. But I will obviously pay it off each month so no interest. I did it for the 5% cash back for the 1st 12 months. Its not the best but I'm happy to get approved. I've been working on my credit for a year. Started at 535 and a secured Visa. Went thru a divorce that ruined my credit. I don't mind the low limit. Easier to keep up on payments which improves my score.

Answer 4 · 2018-03-19 17:09:46

Marjorie Willis, Member

@marjorie_willis • 03/19/18 This answer was first published on 03/19/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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That depends mostly on your score and your income. I started with 1,500 @720, but your mileage may vary.

Answer 5 · 2021-10-23 20:01:44

sethryand, Member

@sethryand • 10/23/21 This answer was first published on 10/23/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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My credit is horrible (below 580) I was approved today for $2000

How much is the Walmart credit card limit?

Bogdan Roberts, Credit Cards Moderator

Key Things to Know About Walmart Credit Card limits

Capital One Walmart Rewards® Mastercard®

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kayleenjean63, Member

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