“ONDC” is a credit-report code for an Old Navy Discover Card Credit Card. It’s often accompanied by “SYNCB” (e.g. “SYNCB/ONDC”), denoting the card’s issuer, Synchrony Bank.
So if you have an Old Navy Credit Card, that explains why “ONDC” is listed on your credit report. This shouldn’t be the case if you applied recently, however. Old Navy cards are now offered on the Visa network.
If you believe the “ONDC” notation on your credit report is a mistake, we recommend filing a dispute with the credit bureaus. You can also read WalletHub’s articles on how to handle unauthorized credit inquiries and accounts for more tips.
It stands for Old Navy Discover Card. You must've gotten it a while back though, they're Visa now.
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