Whats an ONDC credit card?

I see it on my credit report.

This question is about the Old Navy Credit Card

WalletHub, Financial Company

@WalletHub 08/30/18 First posted on 07/17/17
Last reviewed on 08/30/18

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“ONDC” is a credit-report code for an Old Navy Discover Card Credit Card. It’s often accompanied by “SYNCB” (e.g. “SYNCB/ONDC”), denoting the card’s issuer, Synchrony Bank.

So if you have an Old Navy Credit Card, that explains why “ONDC” is listed on your credit report. This shouldn’t be the case if you applied recently, however. Old Navy cards are now offered on the Visa network.

If you believe the “ONDC” notation on your credit report is a mistake, we recommend filing a dispute with the credit bureaus. You can also read WalletHub’s articles on how to handle unauthorized credit inquiries and accounts for more tips.

Dorothy Hart, Member

@dorothy_hart 02/06/18

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ONDC stands for Old Navy Discover Card. Definitely an old card, they switched to Visa now.

John Kingsley, Member

@parmejohn 12/01/17

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It stands for Old Navy Discover Card. You must've gotten it a while back though, they're Visa now.

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