Whats an ONDC credit card?

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I see it on my credit report.

This question is about the Old Navy Credit Card

WalletHub, Financial Company

@WalletHub • 08/30/18 This answer was first published on 07/17/17 and it was last updated on 08/30/18.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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“ONDC” is a credit-report code for an Old Navy Discover Card Credit Card. It’s often accompanied by “SYNCB” (e.g. “SYNCB/ONDC”), denoting the card’s issuer, Synchrony Bank.

So if you have an Old Navy Credit Card, that explains why “ONDC” is listed on your credit report. This shouldn’t be the case if you applied recently, however. Old Navy cards are now offered on the Visa network.

If you believe the “ONDC” notation on your credit report is a mistake, we recommend filing a dispute with the credit bureaus. You can also read WalletHub’s articles on how to handle unauthorized credit inquiries and accounts for more tips.

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Dorothy Hart, Member

@dorothy_hart • 02/06/18 This answer was first published on 02/06/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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ONDC stands for Old Navy Discover Card. Definitely an old card, they switched to Visa now.

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John Kingsley, Member

@parmejohn • 12/01/17 This answer was first published on 12/01/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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It stands for Old Navy Discover Card. You must've gotten it a while back though, they're Visa now.

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