Peter Fox, WalletHub Analyst
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American Airlines will charge your credit card immediately when you book a flight. Once the purchase is confirmed, the transaction will show up as pending until it is settled between the issuer and the merchant. Once the transaction has “cleared,” it will post to your account. Generally, transactions post within 1-2 business days from when you made the purchase.
While your purchase is pending, your card’s available credit limit will decrease to reflect the amount of the transaction. Once the transaction posts, the purchase amount will be added back to your available credit.
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