Chip Lupo, Credit Card Writer
@CLoop
The Blue Cash Everyday® Card from American Express reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period. Amex Blue Cash Everyday reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. American Express may use a specific credit bureau more than another, depending on the applicant’s home state, and other factors.
Once Amex Blue Cash Everyday reports your account information to a credit bureau, it may take a few days before the updates appear on your credit report. New Amex Blue Cash Everyday cardholders may not see any new credit account info on their credit report for one or two billing periods after getting a card.
If you’d like to review your up-to-date credit score and TransUnion credit report, you can sign up for a free account on WalletHub. That way, you’ll be able to check every day to see if there’s any new information about Amex Blue Cash Everyday on your credit report.
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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American Express reports to credit bureaus once per month, typically updating Experian, Equifax, and TransUnion within 5 days of a card’s billing cycle ending. Since Amex billing cycles are usually based on the opening date of cardholders’ accounts, there is no set day on which American Express reports to credit bureaus.
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