Chip Lupo, Credit Card Writer
@CLoop
Discover reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period. Discover reports a credit card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Discover may use a certain credit bureau more than another, though, depending on the applicant’s home state and other factors.
Once Discover reports your account information to the credit bureaus, it may take a few days before the updates appear on your credit report. New Discover cardholders may not see any new credit account info on their credit report for one or two billing periods after first getting a card.
If you’d like to review your up-to-date credit score and TransUnion credit report, you can sign up for a free account on WalletHub. That way, you’ll be able to check every day to see if there’s any new information from Discover on your credit report.

2022's Best Discover Credit Cards
Compare CardsPeople also ask
Did we answer your question?