The First Access Visa® Card reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period. First Access Card reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. The card issuer may use a specific credit bureau more than another, depending on the applicant’s home state, and other factors.
Once First Access Card reports your account information to a credit bureau, it may take a few days before the updates appear on your credit report. New First Access Card cardholders may not see any new credit account info on their credit report for one or two billing periods after getting a card.
First Access reports to the credit bureaus a few days after your due date. This will be different for everyone because the due date depends on the statement closing date. And both of those things are part of the billing cycle, which starts on the day your application is accepted.
First Access will report your monthly activity to 4 credit bureaus:
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