Can I use my Buckle Credit Card anywhere? This question is about the Buckle Credit Card

Can I use my Buckle Credit Card anywhere?

Answer Question Report Abuse

This question is about the Buckle Credit Card

WalletHub, Financial Company

@WalletHub • 09/22/21 This answer was first published on 12/21/17 and it was last updated on 09/22/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

No, the Buckle Credit Card is a store card that can only be used to make purchases at Buckle, in-store and online.

Co-branded credit cards, on the other hand, are the product of a partnership between a merchant and an issuer, and they belong to a specific card network. This means they can be used just like a regular credit card, based on their network’s acceptance.

The Buckle Credit Card is Buckle’s only credit card offering, but if you’d like a co-branded card with store perks that can be used virtually anywhere, there are alternatives. The American Eagle Outfitters (AEO) Credit Card, for instance, offer store-specific rewards and belong to the Visa network, which benefits from extensive global acceptance.

Answer Question

How much are Buckle points worth?

Buckle points are worth 3.33 cents each, on average. For example, 10,000 Buckle points have a dollar value of roughly $333. As a result, Buckle points are more valuable than the average clothing store’s rewards points, which are valued at 3.18 cents each.

The easiest way to calculate the value of a retailer’s rewards points for any redemption method is to determine the dollar value of what you’re redeeming for, minus any taxes and fees that you’ll still have to pay, and then divide that amount by the number of points you’re required to redeem. For your convenience, here’s the formula for Buckle points:... read full answer

Dollar Value of Redemption Item / Number of Buckle Points Needed = Buckle Point Value

How to Earn More Buckle Points

It’s important to remember that while you can’t change the redemption values of Buckle points, you can increase the rate at which you earn them. One of the best ways to increase the number of Buckle points that you earn is to apply for the Buckle Credit Card. That can also help you reach a higher status tier in the Buckle Rewards program, further boosting your earning potential.

Buckle Points vs. The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
Buckle Rewards	3.33 cents	$33.3
Gap Bright Rewards	1 cent	$10
Torrid Rewards	6 cents	$60
Forever 21 Rewards	1.67 cents	$16.7
Hot Topic Rewards	5 cents	$50

show less

How do I get a Buckle Credit Card credit limit increase?

You can get a Buckle Credit Card credit limit increase by requesting it online or by calling 1-888-427-7786.

Comenity Bank will also periodically review your account to see if you're eligible for an increase.

Your best chances of getting an increase are if you've been paying your bills on time and in full for the last 6 months, or if your credit score and income have improved since you applied.... read full answer

Keep in mind that requesting a credit limit increase could result in a hard pull on your credit, which may lower your score for a short period of time.

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.