Where can I use my PayPal Credit Card?

Yes, PayPal does accept American Express credit cards and debit cards, along with credit cards on the rest of the four major card networks (Mastercard, Visa, etc). People who use an American Express credit card or debit card to make a purchase through PayPal don’t pay any fees.

Merchants who accept card payments through PayPal will pay a fee of 2.9% plus $0.49 (for U.S. dollars) per transaction, however. The merchant fee for accepting an American Express card through PayPal is the same as the fee for accepting cards from any other network. But unlike other networks, international commercial transactions made through American Express Payments, does not incur any additional fees.... read full answer

If you choose to send money to friends and family through PayPal with an American Express card (or any other credit card), you will also owe a fee. The fee is 2.9% plus $0.30 per transaction (for U.S. dollars). However, if you use an Amex Send Account, the fee is waived. If it’s not necessary for you to pay by card, you can fund the transaction with your PayPal Cash balance or a bank account linked to PayPal and avoid the fee.

Fees will also vary depending on the type of transaction (e.g.: consumer, commercial, domestic, international, donations, etc.). For a full breakdown of fees, you can check out PayPal's dedicated web pages for both merchant and consumer fees.

The minimum PayPal Credit Card credit score required was 700; this means at least good credit was needed for approval. However, the PayPal Credit Card is no longer available to new applicants.

Alternative Credit Card Option

If you’re looking for a similar card, you should consider getting the PayPal Cashback Credit Card. This card offers 3% cash back on PayPal purchases and 2% back on all other purchases.

The PayPal Cashback Credit Card requires at least good credit (a credit score of 700+) to get approved. If you’d like to know where you stand, you can ... read full answercheck your credit score for free, right here on WalletHub.

The easiest way you can pay for your PayPal Credit Card, is either online or over the phone at (844) 373-4961. Alternatively, you can pay your credit card bill through the PayPal app for iOS and Android, or via mail.

Here’s how you can pay your PayPal Credit Card:

• Online: To pay your PayPal Credit Card online, ... read full answersign in to your account and select "PayPal Credit" to be redirected to the payment servicing site.
• Phone: If you’d rather pay over the phone, call (844) 373-4961, or the number you see on the back of your card.
• Mobile app: Another way to pay your bill online is through the PayPal app for iOS and Android.
• Mail: Mail payments are also an option, using the address provided on your bill.

If you choose to pay your PayPal Credit Card via mail, always make sure to send your payments at least 5-7 days before your due date. This way, you can avoid being charged with a late fee.