Maria Adams, Credit Cards Moderator
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You can only use your Piercing Pagoda Credit Card at Banter stores and for purchases through banter.com. The card, now called Banter Credit Card, is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Banter Credit Card offers accountholders an intro APR of 0% for 6 - 12 months. The card also has a $0 annual fee. So, it might be worth getting for people who shop at Banter.
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