Where can I use my Valero Gas Card?

Yes, you can use your gas credit card virtually anywhere as long as it belongs to a major credit card network like Visa or Mastercard. If, on the other hand, you have a gas-only co-branded card that does not belong to a credit card network, you will only be able to use it at the gas station it is affiliated with.... read full answer

Gas credit cards that can be used anywhere

Generally, gas credit cards are built to offer supplemented rewards on gas expenditures but do not have restraints on other purchases. There are gas credit cards that are co-branded with a specific gas station, but can be used anywhere. For instance, the Shell Credit Card belongs to the Mastercard network and can be used anywhere Mastercard is accepted.

Other cards have general gas purchases as part of their reward categories, but aren’t affiliated with a specific gas station. The Citi Premier® Card, for instance, earns 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. And it belongs to the Mastercard network, so you can use it anywhere Mastercard is accepted.

Gas-only cards

Gas-only cards are more like store cards as they do not belong to a specific card network and you can only use them for purchases at their affiliated gas stations. So if your card does not have a network logo on it, it’s a gas-only store card. These cards tend to have more lenient approval requirements.

One of the best credit cards for gas purchases only is the Shell Gas Card. This card offers 10 ¢ per gallon. Plus, it comes with a $0 annual fee.

It is worth noting that these credit cards can only be used at the gas stations they’re affiliated with. But they’re still worth applying for if you frequently use a certain gas station, as you’ll generally receive discounts on fuel in exchange.... read full answer

Some of the Best Credit Cards for Gas Purchases Only

Keep in mind that you can usually use these cards inside the gas station as well, so they are not exclusively for gas purchases. You just can’t use them anywhere else.

Some of these specialized store credit cards also have counterpart Visa or Mastercard credit cards that are accepted everywhere – not just at gas stations. Some of their applications will actually consider you for the Visa or Mastercard version first– such as the Chevron and Texaco Gas Card. So, be sure to read the fine print before you apply.

Yes, you can use a Discount Tire Direct Credit Card at any of the 250,000 gas stations and repair shops that are part of the Synchrony Car Care Network. Affiliated brands include Exxon, Mobil, Shell, Chevron, BP and others. Cardholders can also make purchases at more than 25,000 service and parts retailers.

The Discount Tire Direct Credit Card does come with some limitations. You can only use the card for gas, repairs and in-store purchases at its affiliated retailers nationwide. There are no rewards, but the card does offer an intro APR of 0% for 6 - 12 months from the date of purchase on all purchases of more than $199, excluding gas. The caveat is this is ... read full answerdeferred interest, not a true 0% APR. So, if you don’t pay off the entire balance by the end of the financing period, you will owe interest from the date of the purchase at a 29.99% APR.