Maria Adams, Credit Cards Moderator
@m_adams
You can use your Walmart Credit Card anywhere Mastercard is accepted. On the other hand, the Walmart® Store Card only works at Walmart, Walmart.com, Walmart Neighborhood Market, Sam’s Club, and Murphy USA gas stations. You need fair credit to get either card.
Here’s where you can use any Walmart Credit Card:
- Walmart stores (over 9,000 locations)
- Walmart.com (open 24/7)
- Sam’s Club (~600 locations)
- Walmart Neighborhood Market (~700 locations)
- Murphy USA (1,650+ locations)
- Anywhere Mastercard is accepted (only the Walmart Credit Card)
So, you can use the Walmart® Store Card at five types of merchants. But you’re out of luck everywhere else. If you have the Capital One Walmart Rewards® Mastercard®, though, you’ll be able to use your card pretty much everywhere that takes credit in over 210 countries and territories. You’ll need fair credit to get either card.
Both cards give you 2 - 5 points per $1 on Walmart.com & in the Walmart app, including pickup and delivery. The major difference between the two is that you can use the Walmart Credit Card, and earn 2% on restaurants and travel and 1% everywhere else Mastercard is accepted.

Capital One Walmart Rewards® Mastercard®
Erick Kuckian, Member
@erick_kuc1
Which one? If you're talking about the Mastercard, that's going to be at pretty much any location. If you don't have that one, and you just have to basic store one, then that's going to seriously restrict your options. That's usually how it goes with store cards though.
Dani Lewis, Member
@dani_lewis
This is the Mastercard version, so you can use it anywhere that's accepted.
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darkgrizzly3000, Member
@darkgrizzly3000
- Walmart stores (over 6,300 locations)
- Walmart.com (open 24/7)
- Sam’s Club (~600 locations)
- Walmart Neighborhood Market (~700 locations)
- Murphy USA (1,400+ locations
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