Where can I use my Walmart credit card?

Question

Yes, you can use your Walmart Credit Card without the card, as long as you’ve got either a temporary card number or the Walmart app loaded with your card info. The same goes for the Walmart® Store Card, too.

You cannot, however, ask a representative to look up your account in a Walmart. They will refuse to do so, as it goes against their privacy policy. But as long as you have your mobile device on you, forgetting your card should be no big deal.… read full answer

Here’s how to use your Walmart Credit Card without the card:

When you’re first approved:
You don’t have to wait for the card to arrive. When you’re approved for a Walmart Credit Card, you’ll get a temporary number to use for Walmart purchases, which will post to your normal account.

With the Walmart app:
Download the app for free from the App Store or Google Play, then hit the “Payment” banner at the bottom of the screen. From there, you’ll be able to link your credit card or temporary card number. You can then scan the QR code in the app at checkout to pay using your Walmart credit card without the card.

Online:
You don’t need the physical card as long as long as you have the number, expiration date and security code. Keep in mind that Walmart.com is the only website the Walmart® Store Card works on. And if you only have a temporary card, you can’t use it online. You’ll have to wait to get the information off your actual card when it arrives.

If you get a Walmart Credit Card, you should really consider downloading the mobile app as well. It’s free and can save you some trouble if you forget your card. Again, Walmart won’t be able to look up your account in store. So, if you don’t have the app, you’ll have to either pay cash or leave empty-handed.

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Answer 1 · 2022-05-20 14:03:44

Maria Adams, Credit Cards Moderator

@m_adams • 05/20/22 This answer was first published on 05/14/21 and it was last updated on 05/20/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can use your Walmart Credit Card anywhere Mastercard is accepted. On the other hand, the Walmart® Store Card only works at Walmart, Walmart.com, Walmart Neighborhood Market, Sam’s Club, and Murphy USA gas stations. You need fair credit to get either card.

Here’s where you can use any Walmart Credit Card:

Walmart stores (over 9,000 locations)
Walmart.com (open 24/7)
Sam’s Club (~600 locations)
Walmart Neighborhood Market (~700 locations)
Murphy USA (1,650+ locations)
Anywhere Mastercard is accepted (only the Walmart Credit Card)

So, you can use the Walmart® Store Card at five types of merchants. But you’re out of luck everywhere else. If you have the Capital One Walmart Rewards® Mastercard®, though, you’ll be able to use your card pretty much everywhere that takes credit in over 210 countries and territories. You’ll need fair credit to get either card.

Both cards give you 2 - 5 points per $1 on Walmart.com & in the Walmart app, including pickup and delivery. The major difference between the two is that you can use the Walmart Credit Card, and earn 2% on restaurants and travel and 1% everywhere else Mastercard is accepted.

Answer 2 · 2018-03-29 17:17:05

Erick Kuckian, Member

@erick_kuc1 • 03/29/18 This answer was first published on 03/29/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Which one? If you're talking about the Mastercard, that's going to be at pretty much any location. If you don't have that one, and you just have to basic store one, then that's going to seriously restrict your options. That's usually how it goes with store cards though.

Answer 3 · 2019-12-18 17:39:20

Dani Lewis, Member

@dani_lewis • 12/18/19 This answer was first published on 02/26/18 and it was last updated on 12/18/19.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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This is the Mastercard version, so you can use it anywhere that's accepted.

Answer 4 · 2019-10-16 16:45:58

darkgrizzly3000, Member

@darkgrizzly3000 • 10/16/19 This answer was first published on 10/16/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Walmart stores (over 6,300 locations)
Walmart.com (open 24/7)
Sam’s Club (~600 locations)
Walmart Neighborhood Market (~700 locations)
Murphy USA (1,400+ locations

Where can I use my Walmart credit card?

Maria Adams, Credit Cards Moderator

Here’s where you can use any Walmart Credit Card:

Capital One Walmart Rewards® Mastercard®

Erick Kuckian, Member

Dani Lewis, Member

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