Where can I get a Capital One Platinum Secured cash advance?

You can get a Capital One Platinum Secured cash advance at an ATM or a bank branch. Keep in mind that you will need a PIN (Personal Identification Number) to withdraw cash from an ATM. You should receive a PIN with your or your Capital One Platinum Secured card, but you can also request one yourself. There are several other places where you can get a Capital One Platinum Secured cash advance.

Here’s where to get a Capital One Platinum Secured cash advance:

• At an ATM using your PIN: If you need to change your PIN or haven’t received one, you can request it through Capital One’s dedicated web page. Capital One Platinum Secured is issued as a Mastercard, so you’ll be able to use it at any ATM that accepts Mastercard. That’s pretty much any ATM in the world, as Mastercard benefits from extensive global acceptance.
• At a bank branch: Visit your local Capital One branch, or any other bank lobby that displays the Mastercard logo and ask a bank teller for a cash advance. You will need to present a government-issued photo ID along with your Capital One Platinum Secured card.
• At your bank with a check: If you’ve been given checks by Capital One, you can fill one out yourself. You can either cash them or deposit them at your bank.

Keep in mind that cash advances are extremely expensive transactions. Capital One Platinum Secured charges a 3% (min $3) cash advance fee. And interest starts accruing immediately, with no grace period, at a cash advance APR of 29.99% (V). Some ATMs may also charge their own fees. So it’s best to reserve cash advances for emergencies only.