Which credit card gives you Hilton Diamond status?

This question is about The Best Hilton Credit Card

FRANKIE SOLOMON, Member

@solosolosolo 08/17/20 This answer was first published on 08/17/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Hilton Honors Aspire Credit Card gives you Hilton Diamond status automatically, just for owning the card. Diamond status provides a host of perks whenever you stay at any Hilton property, including a 100% bonus on all points earned for stays, access to the hotel’s Executive lounge, guaranteed room availability with 48 hours’ notice, and free premium Wi-Fi. You’ll also get all the benefits available to lower status levels, such as two complimentary bottles of water, free continental breakfast, a fifth free night on reward stays and more. You will maintain this status as long as your credit card account remains open. While this is a great perk, keep in mind that the Hilton Honors Aspire card comes with a $450 annual fee.

There is one other credit card that gives Hilton Diamond status, too – the Hilton Honors Surpass Card. However, to get Diamond status, you must spend $40,000 on the card in a calendar year. If you do, you will receive Diamond status through the end of the following calendar year. The Hilton Honors Surpass Card’s annual fee is $95.

Normally, earning Hilton Diamond status requires 60 nights, 30 stays or 120,000 total points earned. Using an Aspire or Surpass card could allow you to get there more quickly, giving you access to the hotel’s highest level of perks.

People also ask

What's the difference between hotel credit card points and loyalty program status points?

Most hotel chains have their own loyalty programs. They are free to join and enable customers to progress toward free nights and other perks by earning points with each reservation. For example, members in Hilton’s rewards program earn Hilton Honors points. Getting a hotel’s credit card is simply a more exclusive way to earn more of those points at a faster clip.… read full answer

Now, here’s where things get a bit confusing. Some hotels also have different “status” points, which are based on the number of nights you stay per year and dictate what benefits you receive. Such status points aren’t directly redeemable for free nights, like a program’s standard rewards points. But spending more on a hotel’s credit card can help you earn them and thus reach a higher rung on the status ladder faster.

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What is the best Hilton credit card bonus?

The best Hilton credit card bonus is 150,000 points for spending $4,000 in the first 3 months with the Hilton Honors Aspire Credit Card. This card is best for people who are very frequent travelers because its $450 annual fee makes it expensive to own.

Other Hilton credit cards have bonuses that are smaller but easier to earn. The Hilton Honors Surpass Card offers 130,000 points for spending $2,000 in the first 3 months. It has a much lower annual fee, too, at $95. Or, you can get 80,000 points for spending $1,000 in the first 3 months on the Hilton Honors American Express Card. While that card has the lowest Hilton credit card bonus, it also has the lowest annual fee, at $0.… read full answer

There are more ways to get a Hilton credit card bonus than just initial spending, though. All Hilton credit cards have bonus categories that offer more rewards per $1 spent than the normal earning rate. For example, the Aspire card gives extra points on select travel and dining purchases. All the cards give bonus points on charges at Hilton properties, too.

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What credit score is needed for the Hilton Honors Surpass card?

You need a credit score of at least 700 to get the Hilton Honors Surpass card.

People with good credit scores have a better chance of being approved, but having a certain score doesn’t guarantee that your application will be approved.

Credit card companies generally look at the big picture, not just your credit scores. Other aspects they factor include your number of delinquencies, recent hard inquiries, credit utilization ratio, and income.… read full answer

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