Bianca Smith, WalletHub Credit Cards Analyst
@bianca_stoian
The best credit card for everything is the Wells Fargo Active Cash card because it offers great rewards, a $0 annual fee, and 0% intro APRs on both purchases and balance transfers. In terms of rewards, cardholders earn 2% cash rewards on all purchases, so you will get the same rewards no matter what you buy. You will also get $200 cash rewards after spending $500 in the first 3 months.
Best Credit Cards for Everything
- Rates & FeesBest Overall: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Best for Airline Miles: Capital One Venture X Rewards Credit CardCapital One Venture X Rewards Credit CardLearn MoreLearn More
- Best Rewards for No Annual Fee: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
- Rates & FeesTerms ApplyBest for Groceries: Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's website
While there are plenty of attractive credit card offers on the market, there is no single credit card that is the absolute best in every category. A good strategy to make the most out of every transaction is to have multiple credit cards that complement each other. You can learn more about how to combine credit cards from WalletHub’s Island Approach to credit card spending.
2023's Best Credit Cards
People also ask
What are the best credit cards for a 700 credit score?
One of the best credit cards for a 700 credit score is the Wells Fargo Active Cash® Card. This card offers 2% cash rewards on all purchases. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee.
What to Know Before Getting a 700 Credit Score Credit Card
In general, you want to focus on cards that require good credit or below, since 700 is considered a good credit. Of course, there are other things that affect...
read full answerHow many credit cards is too many?
Too many credit cards might for most people could be six or more, given that the average American has a total of five credit cards. Everyone should have at least one credit card for credit-building purposes, even if they don’t use it to make purchases, but the exact number of cards you should have differs by person. It depends on how well you can manage one credit card, then two, and so on.
If you’re not sure how many credit cards is too many...
read full answerWhat is the best travel credit card for everyday spending?
The best travel credit card for everyday spending is the Chase Sapphire Preferred® Card because it offers an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months, worth $600 in statement credits or up to $750 in travel through Chase. Cardholders can also earn 1 - 5 points per $1 spent on purchases.
Best Travel Credit Cards for Everyday Spending in 2023
- Overall: Chase Sapphire Preferred® CardChase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
Initial Bonus: 60,000 bonus points for spending $4,000 in the first 3 months
Rewards: 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases
Annual fee: $95
Credit score needed: Good credit (700+ credit score recommended)
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