Chip Lupo, Credit Card Writer
@CLoop
Anyone can qualify for a platinum credit card as long as they are at least 18 years old and have enough income to afford monthly bill payments, though some platinum credit cards are harder to get than others. For instance, the American Express Platinum card requires a 700+ credit score and at least $50,000 in annual income, according to anecdotal reports.
Although issuers will usually look at your credit history, income, and existing debts, the exact eligibility criteria depend on the card. There are currently over 300 platinum credit cards available, with options for all levels of creditworthiness.
Popular Platinum Credit Cards by Credit Score Requirement
- The Platinum Card® from American Express: Good Credit
- Wells Fargo Business Platinum Credit Card: Good Credit
- Wells Fargo Platinum card: Good Credit
- Capital One Platinum Credit Card: Limited History Credit
- The First Progress Platinum Elite Mastercard® Secured Credit Card: Bad Credit
To see if you qualify for your platinum credit card of choice, you can start by checking your latest credit score for free on WalletHub.
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