Milvionne Chery Copeland, Writer
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People who should get the Chase Sapphire Reserve® card are big spenders who love to travel and who can afford the card’s $550 annual fee. They will also need excellent credit to qualify, which means a score of 750+. Below, you can find more details about who should get the Chase Sapphire Reserve card.
You Should Get Chase Sapphire Reserve If You:
- Love to travel, as the card offers many travel perks including access to Priority Pass airport lounges, the Chase Luxury Hotel Collection and up to $300 in travel credits every year.
- Have excellent credit. You will need a 750 credit score or higher for good approval odds.
- Can afford the $550 annual fee and will earn enough rewards to cover the cost, anyway.
- Can comfortably charge $4,000 to the card in the first 3 months after opening the account (necessary to get 60,000 bonus points).
- Are willing to book travel through Chase, as reward points are worth 50% more when redeemed for travel through Chase Ultimate Rewards.
- Don’t plan on carrying a balance from month to month, as the card carries a high APR.
To learn more, check out WalletHub’s full Chase Sapphire Reserve review.
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