Who should get the Chase Sapphire Reserve? This question is about Chase Credit Cards

People who should get the Chase Sapphire Reserve® card are big spenders who love to travel and who can afford the card’s $550 annual fee. They will also need excellent credit to qualify, which means a score of 750+. Below, you can find more details about who should get the Chase Sapphire Reserve card. You Should Get Chase Sapphire Reserve If You: Love to travel, as the card offers many travel perks including access to Priority Pass airport lounges, the Chase Luxury Hotel Collection and up to $300 in travel credits every year. Have excellent credit. You will need a 750 credit score or higher for good approval odds. Can afford the $550 annual fee and will earn enough rewards to cover the cost, anyway. Can comfortably charge $4,000 to the card in the first 3 months after opening the account (necessary to get 60,000 bonus points). Are willing to book travel through Chase, as reward points are worth 50% more when redeemed for travel through Chase Ultimate Rewards. Don’t plan on carrying a balance from month to month, as the card carries a high APR. To learn more, check out WalletHub’s full Chase Sapphire Reserve review.

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Who should get the Chase Sapphire Reserve?

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This question is about Chase Credit Cards

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Milvionne Chery Copeland, Writer

@milvionne_copeland • 08/03/22 This answer was first published on 08/03/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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People who should get the Chase Sapphire Reserve® card are big spenders who love to travel and who can afford the card’s $550 annual fee. They will also need excellent credit to qualify, which means a score of 750+. Below, you can find more details about who should get the Chase Sapphire Reserve card.

You Should Get Chase Sapphire Reserve If You:

Love to travel, as the card offers many travel perks including access to Priority Pass airport lounges, the Chase Luxury Hotel Collection and up to $300 in travel credits every year.
Have excellent credit. You will need a 750 credit score or higher for good approval odds.
Can afford the $550 annual fee and will earn enough rewards to cover the cost, anyway.
Can comfortably charge $4,000 to the card in the first 3 months after opening the account (necessary to get 60,000 bonus points).
Are willing to book travel through Chase, as reward points are worth 50% more when redeemed for travel through Chase Ultimate Rewards.
Don’t plan on carrying a balance from month to month, as the card carries a high APR.

To learn more, check out WalletHub’s full Chase Sapphire Reserve review.

Answer Question

Is Chase Sapphire Reserve worth it?

Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card’s initial bonus of 60,000 points. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and good ongoing rewards.

Chase Sapphire Reserve Worth: Key Considerations

You earn 1 - 10 points / $1 spent on purchases, including 10 points / $1 spent on select travel expenses.
You’ll have...

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How much income do you need for Chase Sapphire Reserve?

While the Chase Sapphire Reserve income requirements aren’t publicly available, your income should cover the $450 annual fee and monthly payments on a credit line of $10,000 or more. It would certainly be easier if Chase just gave out a magic number, but the truth is that income is only one factor in the application.

Here’s what we know about the Chase Sapphire Reserve income requirement:

Chase doesn’t disclose any particular number. You might...

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Why is Chase Sapphire Reserve so Popular?

The Chase Sapphire Reserve® card is so popular because it is an elite travel credit card with great rewards and benefits. For example, Chase Sapphire Reserve offers a bonus of 60,000 points for spending $4,000 within 3 months of opening an account, plus up to $300 in statement credits for travel purchases each year. These and other perks help offset the card’s high annual fee ($550).

Why Chase Sapphire Reserve Is So Popular

You get $300 in statement credits as...

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