Ryan P Page, Staff Writer
@ryan_page
You probably stopped getting balance transfer offers because your credit score decreased, you’ve opted out, or issuers have reduced the number of offers available. The best balance transfer credit cards usually require at least good credit, so if your score drops, you may no longer be eligible for offers.
Additionally, many banks and credit unions changed or paused their balance transfer programs during the height of the Covid-19 pandemic, as is common during times of economic turbulence. The changes resulted in a drop in the average length of a 0% balance transfer period to 12.2 months in 2020. Fortunately, the intro periods are slowly coming back, and are up to 13 months in 2023.
Popular Balance Transfer Credit Cards to Get in 2023
If you have below-average credit and you’re not a student, you may need to focus on improving your credit score before you can be approved for a balance transfer card. You can start by checking your credit score with a free WalletHub account. Additionally, you can check out WalletHub’s guide on how to pay off credit card debt, even without a balance transfer to a more favorable card.

2023's Best Balance Transfer Credit Cards
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