Kellie Cruz, Member
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Home Depot credit cards are closed automatically if they haven't been used for 24 months.
You should've, however, received a written notification about this decision, giving you a time frame in which you can resume using it to avoid closing.
Other reasons for issuers to close a credit card are:
- Being 180 days delinquent
- Dropped credit score
- You rejected a rate increase
- The credit card is going to be discontinued
- The bank is closing
For more information, call 1-800-347-4934.
Home Depot® Credit Card
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