Will the Upgrade Card help my credit score? This question is about the Upgrade Cash Rewards Visa®

Will the Upgrade Card help my credit score?

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This question is about the Upgrade Cash Rewards Visa®

tom_szekely, Member

@tom_szekely • 07/15/20 This answer was first published on 07/15/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Your Upgrade Card can improve your credit score, but that depends on how much you spend on your card to how you handle payments.

It reports to the three main consumer credit bureaus on a monthly basis, so making all your credit card payments on time, every month, will definitely help your credit score.

While it's ideal to pay off your credit card balance each month to avoid interest charges, that might not always be possible. If you can't pay off your card each month, try to at least keep your credit utilization rate under 30% across your credit card accounts.

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