What is the World Of Hyatt Business Credit Card interest rate?

Hyatt points expire after 24 months with no account activity as well as when you close your account with unused rewards. To prevent Hyatt points from expiring, redeem your points on a regular basis and make sure to cash in any unredeemed rewards before closing your account.

When Hyatt points will expire:… read full answer

• After 24 months without account activity.
• When you or Hyatt closes the account.

Even though Hyatt points expire only in these select situations, it’s still a good idea to avoid building up a big Hyatt rewards balance because that would make you more vulnerable to rewards devaluation.

If you’re trying to choose a hotel rewards program and are concerned about rewards expiration policies, you can see how the Hyatt points expiration policy compares to other popular companies’ policies in the table below.

Hyatt Points Expiration vs. The Competition

Hyatt points are worth 2.21 cents each, on average. That means 10,000 Hyatt points have a value of about $221. Plus, Hyatt points are more valuable than the average hotel points, which are worth roughly 0.95 cents each.

It's important to remember that the value of Hyatt points depends on how they are redeemed. They have the most value when used for World of Hyatt hotel reservations. You can easily calculate the value of Hyatt points for any redemption method, though.… read full answer

How to Earn More Hyatt Points

One of the best ways to increase the number of Hyatt points that you earn is to apply for a Hyatt credit card. That can also help you reach a higher status tier in the World of Hyatt, further boosting your earning potential.

Hyatt Points vs. The Competition

How to Calculate the Value of Hyatt Points

The easiest way to calculate the value of Hyatt points is to determine the dollar value of what you're redeeming for, minus any taxes and fees that you'll still have to pay, and then divide that amount by the number of points you're required to redeem. For your convenience, here's the formula:

Dollar Value of Redemption Item / Number of Hyatt Points Needed = Hyatt Point Value

Yes, the Hyatt Credit Card gives free nights every year, including one free night in a category 1-4 Hyatt property annually. Another way to earn an extra free night is by spending $15,000 on the Hyatt Credit Card in a year, during your cardmember anniversary year. You can also redeem your rewards points for free nights.… read full answer

Here's how you get free nights with the Hyatt Credit Card:

• Complimentary free night: You receive one free night at any Category 1-4 Hyatt hotel or resort every year after your cardmember anniversary.
• Earn an extra free night: Spending $15,000 during your cardmember anniversary year will earn you another free night at any Category 1-4 Hyatt property.
• Redeem points for free nights: You can always redeem your rewards points for free nights, too. Points needed for a free night vary depending on the category of the property. The Hyatt Credit Card makes it easy to rack up points through its ongoing rewards: 4 points per $1 spent at Hyatt hotels, 2 points per $1 at restaurants, on tickets booked with airlines, transit and gym memberships, 2 points per $1 on all other purchases in the first 6 months (on up to $15,000 spent), 1 point per $1 on all other purchases after that. Plus, as a new cardmember you get 30,000 points for spending $3,000 in the first 3 months.

All Hyatt Credit Card holders automatically earn the Discoverist status in the World of Hyatt Rewards Club. That gets you perks like late check-out privileges, room upgrades (when available), daily bottled water, premium internet (when available), and more. Members are also offered special rates at Hyatt hotels. The Hyatt Credit Card’s annual fee is $95.

To learn more about your Hyatt Credit Card rewards and how to make the best of them, check out WalletHub's review of the World of Hyatt Rewards Program.