Is the X1 Credit Card a charge card? This question is about the X1 Credit Card

Is the X1 Credit Card a charge card?

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This question is about the X1 Credit Card

John Miller, Credit Cards Moderator

@john_miller • 10/20/22 This answer was first published on 10/20/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, the X1 Credit Card is not a charge card, it is a regular credit card.

The main difference between a charge card and a traditional credit card is that charge cards don’t allow you to carry a balance between months.

Both types of cards allow you to buy now and pay later. Charge cards require the payment to be made for the full amount you owe at the end of the billing cycle. Regular credit cards, on the other hand, require only a minimum monthly payment by the due date each month.

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