How can I get a cash advance with my Zales Credit Card? This question is about the Zales Credit Card

How can I get a cash advance with my Zales Credit Card?

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This question is about the Zales Credit Card

Maria Adams, Credit Cards Moderator

@m_adams • 11/16/21 This answer was first published on 11/16/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Unfortunately, you cannot get a cash advance with your Zales Credit Card. The Zales Credit Card can only be used for purchases and only at Zales.

The fact that cash advances with a Zales Credit Card are not an option might actually be a blessing in disguise. Cash advances with a credit card are very expensive, thanks to a cash advance fee and a separate cash advance APR that apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.

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People also ask

Can I use my Zales Credit Card anywhere?

No, you can only use your Zales Credit Card in Zales stores or online, at Zales.com.

The only store cards that can be used anywhere are known as co-branded or open-loop cards and belong to a major credit card network that grants them worldwide acceptance.

Zales Credit Card is designed as a financing option for Zales purchases. You get different payment plans (0% - 16.99% for 6 - 36 months) depending on how much you spend. Bear in mind that the rates you get are … read full answer deferred interest rates, so if you don't pay in full by the end of your introductory term, an APR of 29.99% applies to your entire purchase. With regular 0% APR credit cards, your remaining balance starts accruing interest at the end of your introductory period.

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