Unfortunately, you cannot get a cash advance with your Zales Credit Card. The Zales Credit Card can only be used for purchases and only at Zales.
The fact that cash advances with a Zales Credit Card are not an option might actually be a blessing in disguise. Cash advances with a credit card are very expensive, thanks to a cash advance fee and a separate cash advance APR that apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.
Zales Credit Card is designed as a financing option for Zales purchases. You get different payment plans (0% - 16.99% for 6 - 36 months) depending on how much you spend. Bear in mind that the rates you get are … read full answerdeferred interest rates, so if you don't pay in full by the end of your introductory term, an APR of 29.99% applies to your entire purchase. With regular 0% APR credit cards, your remaining balance starts accruing interest at the end of your introductory period.
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