How can I get a cash advance with my Zales Credit Card? This question is about the Zales Credit Card

How can I get a cash advance with my Zales Credit Card?

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This question is about the Zales Credit Card

Maria Adams, Credit Cards Moderator

@m_adams • 08/21/22 This answer was first published on 11/16/21 and it was last updated on 08/21/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Unfortunately, you cannot get a cash advance with your Zales Credit Card. This card can only be used for purchases and only at Zales and their affiliates.

The fact that cash advances with a Zales Credit Card are not an option might actually be a blessing in disguise. Cash advances with a credit card are very expensive, thanks to a cash advance fee and a separate cash advance APR that apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.

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People also ask

Can I use my Zales Credit Card anywhere?

No, you cannot use your Zales Credit Card everywhere. You can only use this card at Zales and their affiliates.

The only store cards that can be used anywhere are known as open-loop cards and belong to a major credit card network that grants them worldwide acceptance.

Here’s where you can use the Zales Credit Card:… read full answer

At Zales stores and Zales.com

At Zales Outlet stores and ZalesOutlet.com

At Gordon’s stores and their website

At Banter by Piercing Pagoda stores and their website

Zales Credit Card is designed as a financing option for Zales purchases. You get different payment plans (0% - 16.99% for 6 - 36 months), depending on how much you spend.

Bear in mind that the rates you get are deferred interest rates, so if you don't pay in full by the end of your introductory term, an APR of 29.99% applies to your entire purchase. With regular 0% APR credit cards, your remaining balance starts accruing interest at the end of your introductory period.

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