What happens if you get 10 points on your license? This question is about Points on Driver’s License

If you get 10 points on your license, your car insurance premiums will likely increase and you might have your license restricted, suspended, or revoked, depending on your state. Driver’s license points are used to track violations, so accumulating 10 points is a sign of increased risk for insurers. Each state has a different threshold for how many license points lead to a specific penalty, but accumulating points is never good. The table below shows the consequences of having 10 points in the five most populous states. Penalties for 10 License Points by State State Consequences California License suspension (if points accrued within 36 months) Texas $200 surcharge on your license Florida Closer to a license suspension New York Driver responsibility fee (if points accrued within 18 months) Pennsylvania License suspension unless driver takes written safety examination Car Insurance Premiums for Drivers with 10 Points The exact amount that your premium increases after accumulating 10 points will depend on your state, insurance company, and individual driving record. For example, one speeding ticket will increase your rate by 25% on average, whereas a DUI conviction will generally raise your premium by 79%. Since each insurer treats violations differently, it’s a good idea to compare quotes if you recently had points added to your license. Given the change in your risk factors, it might be cheaper to switch insurers rather than stick with your current company. To learn more about how license points work in your state, check out WalletHub’s complete guide.

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What happens if you get 10 points on your license?

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@WalletHub • 09/29/22 This answer was first published on 06/28/21 and it was last updated on 09/29/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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If you get 10 points on your license, your car insurance premiums will likely increase and you might have your license restricted, suspended, or revoked, depending on your state. Driver’s license points are used to track violations, so accumulating 10 points is a sign of increased risk for insurers.

Each state has a different threshold for how many license points lead to a specific penalty, but accumulating points is never good. The table below shows the consequences of having 10 points in the five most populous states.

Penalties for 10 License Points by State

State	Consequences
California	License suspension (if points accrued within 36 months)
Texas	$200 surcharge on your license
Florida	Closer to a license suspension
New York	Driver responsibility fee (if points accrued within 18 months)
Pennsylvania	License suspension unless driver takes written safety examination

Car Insurance Premiums for Drivers with 10 Points

The exact amount that your premium increases after accumulating 10 points will depend on your state, insurance company, and individual driving record. For example, one speeding ticket will increase your rate by 25% on average, whereas a DUI conviction will generally raise your premium by 79%.

Since each insurer treats violations differently, it’s a good idea to compare quotes if you recently had points added to your license. Given the change in your risk factors, it might be cheaper to switch insurers rather than stick with your current company.

To learn more about how license points work in your state, check out WalletHub’s complete guide.

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How many points are on my license?

To check how many points are on your license, you’ll need to request a copy of your driving record using your state DMV’s online portal, by mailing a request, or by visiting your local DMV in person. Some states allow you to check how many points are on your license for free, but other states charge a fee of $2 to $25.

How to Check How Many Points Are on Your License

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What is a clean driving record?

A clean driving record is a motor vehicle record (MVR) with no moving violations, accidents, driving-related convictions, or points during a specified amount of time. The length of time that drivers need to stay clear of such issues in order to have a clean driving record depends on the state and the purpose of the record check.

Many insurance companies only look back three years, whereas certain employers may disqualify candidates with a DUI from seven years...

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What is a high-risk driver?

A high-risk driver is someone who is much more likely to file an insurance claim than the average driver. Some of the most common attributes of high-risk drivers are a history of car accidents, multiple tickets and citations, bad credit, and a conviction for a serious offense like DUI. Regardless of the exact reason why you’re classified as a high-risk driver, it can have a serious impact on your ability to get affordable car insurance...

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