How do I change my payment method with AAA?

No, AAA does not have a grace period unless required by state law. In states that don’t have a mandatory grace period, AAA may cancel a policy as soon as a payment is missed. But if there is a mandatory grace period, policyholders can pay their past-due premium within a certain timeframe in order to avoid a lapse in coverage. If the grace period ends without the necessary payment being made, AAA will cancel the...

Yes, most car insurance companies have a grace period for late payments. Car insurance grace periods can be up to 30 days, but exactly how much time you have to make a payment before your coverage is canceled depends on your insurance company and state. Some insurers do not offer a grace period to their customers unless the customer is in a state that makes grace periods for late payments mandatory.

An insurance company...

You should pay your car insurance bill once or twice a year in most cases. How often you pay car insurance premiums depends on the company and your preferences, but annual or semi-annual payments are best. That’s because most car insurance policies last six or 12 months, and most car insurance companies give a discount – as much as 20% – for paying your premium in full upfront.

Most people either pay in full...