AAA does not disclose the increase in premiums for comprehensive coverage on their website. According to the Insurance Information Institute however, the average cost of comprehensive car insurance across all insurance companies and states is a little over $134 per year. Keep in mind though that the cost can vary greatly based on various criteria, such as age, state of residence, claims history, and driving record, among others.
You can always request a quote for comprehensive coverage from AAA online or by calling them at (877) 387-8378.
AAA is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from AAA costs an average of $66 per month, and AAA premiums can be made even cheaper by taking advantage of discounts such as paid-in-full discount and safety inspection discount. Plus, AAA rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.… read full answer
Note: Premiums are representative of a 45-year-old good driver in CA; individual premiums will vary.
AAA is especially cheap for safe drivers in particular. That’s because AAA has special savings opportunities for drivers in this category, such as discounts for driving responsibly while using the AAADrive telematics program.
Your final premium is based on a variety of factors, though, such as your driving record, insurance history, and more. Every insurance company determines their rates differently, so even though AAA is among the cheapest car insurance companies, the only way to confirm you’ve found the lowest price is to compare quotes from multiple companies.
Comprehensive insurance costs $160 per year on average, making it an inexpensive coverage option. Like with any type of car insurance, comprehensive insurance premiums vary based on factors like location, the driver’s age, and the vehicle’s value.
Additionally, comprehensive insurance is subject to a deductible, often ranging from $500 to $1,500. The driver can choose her own deductible when purchasing the policy. Higher deductibles mean lower premiums, and vice versa.… read full answer
Comprehensive insurance covers damage to the policyholder’s car from things other than an accident, such as theft, vandalism, or natural disasters. It is often bundled with collision insurance, which covers damage to the policyholder’s car due to a crash. But you can usually buy comprehensive coverage independently, too. Although no state laws require comprehensive insurance, it is usually required for leased or financed cars.
Yes, AAA offers roadside assistance starting at $29+ per month. AAA roadside assistance provides coverage for things like jump-starting, fuel delivery, lock-out assistance, and tire changes, up to 4 rescues per year. To get immediate roadside assistance help, AAA members can request service online, through the AAA mobile app, or by calling … read full answer800-AAA-HELP (800-222-4357).
AAA offers a AAA Classic, AAA Plus, and AAA Premier plan. AAA Classic is the cheapest and offers the least amount of coverage, while AAA Premier is the most expensive and offers the most coverage.
What AAA’s Basic Roadside Assistance Covers
Trip interruption reimbursement
Legal defense reimbursement
AAA Roadside Assistance Plans
AAA Plan 1
AAA Plan 2
AAA Plan 3
Up to 200 miles
One service vehicle and one driver
Up to two service vehicles and two drivers
Up to two service vehicles and two drivers
Tire Change, Jumpstart, Fuel Delivery
The exact cost of roadside assistance from AAA will depend on where you live, what type of car you drive, and other factors.
It’s also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.
To purchase roadside assistance from AAA, call your regional AAA club to speak with a customer service representative.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.