WalletHub, Financial Company
Yes, AAA has MedPay in almost every state where it sells coverage. AAA car insurance customers are required to purchase MedPay if they live in Maine or New Hampshire, and they cannot purchase it at all in Oregon, Minnesota, New York, or North Dakota. MedPay is optional everywhere else.
Medical payments coverage (MedPay) is a type of car insurance that covers a policyholder’s medical bills after any accident regardless of fault. This coverage overlaps with personal injury protection (PIP) and health insurance, but it covers fewer expenses and is usually cheaper. Even if you already have PIP or health insurance, opting for AAA MedPay could still be a good investment due to its low cost and ability to cover copays, deductibles, and coinsurance.
AAA does not disclose the exact cost of MedPay, but it costs less than $10 per month on average. To purchase MedPay coverage from AAA, you can go online or call 1 (877) 387-8378.
To learn more, check out WalletHub’s guide to medical payments coverage.
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