You can get the AAA pay-in-full discount by paying for your entire car insurance policy up front rather than opting for installments. Availability may vary between states, so you should contact your regional AAA club for more information.
If you cannot pay your entire premium up front, you can still take advantage of other AAA discounts. For example, several AAA clubs have a good driver discount for drivers who maintain a clean record.
Yes, AAA offers a type of extended warranty. The AAA extended warranty program is called the AAA Vehicle Protection Plan, and it covers the cost of repairs to the engine, transmission, suspension, steering, and brakes, among other things.
The cost of AAA's Vehicle Protection Plan varies depending on the vehicle, but it averages about around $2,400 for a 4 year plan, though vehicles with expensive parts can cost twice that.… read full answer
In general, extended warranties are meant to keep drivers from paying out of pocket for sudden repairs, since mechanical problems are not covered by other types of auto insurance.
What AAA Extended Car Warranties Cover
A/C & Heating
Coverage details can vary depending on which AAA plan you choose. Additionally, since the AAA Vehicle Protection Plan is designed to supplement the original manufacturer’s warranty, cars must meet certain requirements to qualify.
AAA Extended Warranty Eligibility Requirements
The vehicle is less than 15 years old
The vehicle has less than 150,000 miles
Coverage and eligibility details can vary by state. It’s also worth noting that the AAA Vehicle Protection Plan is technically a vehicle service plan, which provides the same coverage as an extended warranty. However, vehicle service plans are offered by car insurance companies, whereas extended warranties are generally sold by dealerships or third-party companies. For more information, check out WalletHub’s guide to extended car warranties.
AAA does not advertise a marriage discount, though married drivers do pay less for AAA car insurance than single drivers, on average. For example, a 45-year-old married driver with a good record on the road pays an average of 10% less for AAA coverage than the same driver without a husband or wife. Married people also typically qualify for more AAA discounts, like the multi-vehicle and multi-policy discounts.… read full answer
Married couples tend to be more careful on the road and get into fewer accidents, which translates into lower AAA rates. But there are some exceptions, and sometimes a shared policy can be more expensive. If your spouse has a poor driving record or is considered a high-risk driver for another reason, you could pay more for your AAA policy.
To get a AAA quote, you can go online or call your regional AAA club.
Yes, AAA offers a defensive driving course discount for drivers who have successfully completed an approved driver education course. By voluntarily taking an approved defensive driving course, AAA car insurance customers in eligible states can get a discount of up to 5%. Once the discount expires, drivers can renew it by taking another course.… read full answer
Defensive driving courses improve your driving skills by teaching you how to handle difficult situations on the road. For example, common traffic school topics include DUI/DWI laws, the consequences of different moving violations, and how to share the road. Specific details vary between states and classes, but online defensive driving courses typically cost up to $40 and take 4-12 hours to complete.
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