AAA’s payment options are credit cards, debit cards, and direct deposit from a checking account, though availability may vary by regional club. AAA customers might also be able to set up automatic payments via a bank account, debit card, or credit card. To learn about the auto-pay options for their policy, AAA customers can log in to their online account or contact their agent.
Ways To Pay Your AAA Car Insurance Premium
Online using AAA's payment portal
By calling 1-844-579-3873
By mailing a check to your AAA office
Some of these payment options might not be available in all situations or all states, however. If you have further questions about paying your AAA premium, you can call 1-844-579-3873.
To cancel AAA insurance, the policyholder must contact their agent directly or call customer service at 1-877-387-8378. The cancellation can be arranged for a future date or set to take effect immediately. You will need your name, policy number, and the date you want your policy to end.
Cancel in person by taking your name, policy number, and the date you want your policy to end to your local AAA agent.
You cannot cancel a AAA policy online.
If you’ve already paid your premium for the policy period in full, AAA will refund the unused portion. AAA may charge some customers a cancellation fee, though the company does not disclose specific details. Read the fine print of your policy or contact your local agent to find out if you’ll be charged the fee.
It’s important to remember that you don’t need to cancel your policy just because you’re going through some life changes. For example, you should have AAA update your mailing address or vehicle information if you’re moving or buying a new car.
If you’re canceling your current policy in order to switch to another company, be sure to activate your new policy before canceling the old one. This prevents a lapse in coverage, which would lead to higher premiums in the future.
Yes, AAA does have a referral program, called Refer a Friend. The AAA referral program requires customers to refer a new customer, and in return everyone will be rewarded with 20 AAA Dollars. The reward can be applied towards membership renewal dues or redeemed on select AAA purchases.
In addition to AAA’s referral program, AAA offers several … read full answerdiscounts that can help customers save money on their car insurance. For more information, check out WalletHub’s AAA review.
Car insurance is tax-deductible for self-employed people who use their car for business reasons, as well as for select other occupations. For example, car insurance is tax-deductible for armed forces reservists who travel for duty, some performing artists, and certain government employees who are paid via fees-per-service.
Business use means trips taken for work, but commuting to and from work is not deductible. For example, a photographer’s drive to her studio would not be deductible, but her drive from her studio to a client’s house during working hours would be. However, if the photographer had a studio in her house, then her drive from her home studio to a client’s house for work purposes would qualify as tax-deductible.… read full answer
How to Deduct Car Insurance on Taxes
Car insurance can be deducted by eligible taxpayers based on either mileage or actual cost. If you choose to deduct based on mileage, the official rate – $0.58 per mile in 2019 – incorporates all the expenses that go into driving, so insurance cannot be deducted separately. On the other hand, deducting based on actual expenses requires taxpayers to add up costs like insurance premiums, repairs, gas, tires, and registration fees.
Self-employed taxpayers can use Schedule C to deduct their vehicle expenses, whether using actual cost or mileage. Other eligible taxpayers can use Form 2106 for Employee Business Expenses.
Car Insurance Tax Deductibility Tips
If a car is used exclusively for business, the entire amount of its actual cost can be deducted.
If a car is driven for both business and personal reasons, the total cost can be prorated. For example, if the car is used for business half of the time, half of its actual cost can be deducted.
If a taxpayer is deducting based on mileage, they should keep careful track of their work-related miles and can deduct only that amount.
Regardless of which type of deduction you choose, it’s important to keep careful records of business vehicle use. In addition, it’s usually best to calculate your deduction using both the actual value and mileage methods, so you can choose the method that gives you the highest tax savings. If you’re still unsure whether you can deduct your car insurance, visit the IRS website or talk to a tax expert.
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