Does Allstate offer classic car insurance?

Allstate does not have a roadside assistance towing miles limit. Instead, customers with Allstate’s standard (or "Advance") roadside assistance plan get up to $150 in roadside assistance services as many as three times per year, and customers with the “Elite” plan get up to $250 in roadside assistance as many as five times per year. Specific roadside assistance coverage may vary by state, so drivers should check their Allstate policy to learn exact limits and exclusions.… read full answer

In general, roadside assistance from a car insurance company is less expensive than purchasing a motor club membership with the likes of Better World Club or AAA. Coverage might be more limited, though. To see how Allstate roadside assistance compares to the competition, check out the table below.

Allstate Roadside Assistance Compared to Popular Competitors

In addition to towing, Allstate roadside assistance includes jump starts, fuel delivery, lockout services and tire changes. To add Allstate roadside assistance to your policy, log into your online account or call Allstate customer service.

Yes, Allstate offers gap insurance for approximately $20 per six-month policy. Allstate gap insurance pays the difference between your car’s actual cash value and your remaining loan or lease balance if the vehicle is stolen or totaled. You will not be responsible for paying a deductible.

Allstate gap insurance is usually a better investment than purchasing this coverage from a … read full answerdealership, where the cost is often added to your loan/lease balance and charged interest. You can cancel Allstate gap insurance once your car is worth more than your loan or lease balance.

For more information, check out WalletHub’s complete guide to gap insurance.

Allstate is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from Allstate costs an average of $48 per month, and Allstate premiums can be made even cheaper by taking advantage of discounts such as paid-in-full discount and anti-theft device discount. Plus, Allstate rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.… read full answer

Average Monthly Rates for Allstate vs. Top Competitors

Note: Premiums are representative of a 45-year-old good driver in CA; individual premiums will vary.

Allstate is especially cheap for young drivers in particular. That’s because Allstate has special savings opportunities for drivers in this category, such as discounts for students with a GPA of at least 2.7.

Your final premium is based on a variety of factors, though, such as your driving record, insurance history, and more. Every insurance company determines their rates differently, so even though Allstate is among the cheapest car insurance companies, the only way to confirm you’ve found the lowest price is to compare quotes from multiple companies.

To learn more, check out WalletHub’s review of Allstate and see Allstate’s full profile.