Yes, Allstate offers classic car insurance through a partnership with Hagerty for vintage cars, exotic cars, classic military vehicles, and more. Unlike a normal car insurance policy, Allstate classic car coverage is designed for vehicles that do not lose value over time.
Allstate classic car insurance uses an agreed value system, which means that the car will be valued at a specific amount when you buy the policy. The amount will be determined by appraisal documents and photos of the car that you provide.
Allstate Classic Car Insurance Vehicle Requirements
Antiques, classics or modern classics from the 80s, 90s and the 2000s
Muscle cars, sports cars, hot rods, and custom builds
Old military vehicles, antique tractors, retired fire trucks, and more
Every company has slightly different eligibility rules for classic car insurance, so you can always check with another insurer if your vehicle does not qualify for a Allstate policy. Requirements may also vary by state.
For more information about Allstate classic car insurance or to get a quote, call (800) 255-7828.
Allstate does not have a roadside assistance towing miles limit. Instead, customers with Allstate’s standard (or "Advance") roadside assistance plan get up to $150 in roadside assistance services as many as three times per year, and customers with the “Elite” plan get up to $250 in roadside assistance as many as five times per year. Specific roadside assistance coverage may vary by state, so drivers should check their Allstate policy to learn exact limits and exclusions.… read full answer
In general, roadside assistance from a car insurance company is less expensive than purchasing a motor club membership with the likes of Better World Club or AAA. Coverage might be more limited, though. To see how Allstate roadside assistance compares to the competition, check out the table below.
Allstate Roadside Assistance Compared to Popular Competitors
15 miles or the nearest qualified repair shop (basic plan)
100 miles (premier plan)
In addition to towing, Allstate roadside assistance includes jump starts, fuel delivery, lockout services and tire changes. To add Allstate roadside assistance to your policy, log into your online account or call Allstate customer service.
Yes, Allstate offers gap insurance for approximately $20 per six-month policy. Allstate gap insurance pays the difference between a totaled car’s value and the policyholder’s loan or lease balance, including the collision or comprehensive deductible up to $1,000.
Allstate gap insurance is usually a better investment than purchasing this coverage from a dealership, where the cost is often rolled into your loan and charged interest. And you can cancel Allstate gap insurance once your car is worth more than your loan or lease balance.… read full answer
For more information, check out WalletHub’s complete guide to gap insurance.
Allstate is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from Allstate costs an average of $48 per month, and Allstate premiums can be made even cheaper by taking advantage of discounts such as paid-in-full discount and anti-theft device discount. Plus, Allstate rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.… read full answer
Average Monthly Rates for Allstate vs. Top Competitors
Note: Premiums are representative of a 45-year-old good driver in CA; individual premiums will vary.
Allstate is especially cheap for young drivers in particular. That’s because Allstate has special savings opportunities for drivers in this category, such as discounts for students with a GPA of at least 2.7.
Your final premium is based on a variety of factors, though, such as your driving record, insurance history, and more. Every insurance company determines their rates differently, so even though Allstate is among the cheapest car insurance companies, the only way to confirm you’ve found the lowest price is to compare quotes from multiple companies.
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