Yes, Allstate does offer liability car insurance. Allstate liability car insurance is available in 50 states, costs an average of $79 per month ($954 annually), and pays for other drivers’ injuries and property damage if you are at fault for an accident. Allstate also offers other major types of car insurance such as roadside assistance and personal injury protection.
Cost of Allstate Liability Car Insurance
Average Monthly Premium
Note: This is a sample of premiums from some of the states where Allstate liability car insurance is available.
In addition to auto liability insurance, Allstate offers other personal and commercial types of liability coverage.
Other people’s medical expenses after accidents caused by the policyholder
Damage to other people’s property caused by the policyholder
Legal fees if the policyholder is sued after causing an accident
What Liability Car Insurance Does Not Cover
The policyholder’s accident-related medical expenses
Damage to the policyholder’s vehicle or property
Lost wages, childcare, or other peripheral costs for the policyholder
Almost every state requires drivers to have liability insurance. Regardless of how much liability coverage the state requires, you should always purchase as much as you can comfortably afford to protect your finances and other drivers.
What Other Types of Liability Insurance Cover
There are several other types of liability insurance, including homeowners liability insurance, business liability coverage, and personal liability insurance. They all work in a similar manner to auto liability insurance: protecting the policyholder financially in incidents they are at fault for and offering assistance with legal costs if they are sued because of such incidents.
Allstate car insurance costs an average of $954 per year ($79 per month) for a minimum-coverage policy, which is more than the national average of $720 per year. The exact cost of auto insurance with Allstate depends on factors such as a driver’s history on the road, age, state, and coverage limits. For example, full coverage insurance from Allstate costs an average of $2,324 per year.… read full answer
Average Cost of Allstate Car Insurance by Category
Average Annual Premium
After a Speeding Ticket
Recent At-Fault Accident
Allstate determines car insurance rates by considering the likelihood of the driver filing a claim in the future. Some drivers, like teens or drivers who recently caused an accident, are considered to be especially high-risk, so they’re charged higher rates than the average policyholder. The good news is that Allstate offers several discounts that drivers can use to save on their rate, including a multi-vehicle and multi-policy discount.
To see how much a Allstate policy will cost you, you can go online or call 1 (800) 676-5456. You can also learn more by checking out WalletHub’s Allstate car insurance review.
Liability car insurance costs an average of $716 per year nationally. The exact cost of a liability auto insurance policy varies based on several factors, including the state, insurance company, driver’s record, and amount of coverage purchased.
These sample quotes reflect minimum coverage requirements in California. The best companies should generally stay the same from state to state, though.
On average, liability car insurance costs 51% less per year than full coverage insurance, which usually includes liability along with collision and comprehensive coverage. Liability car insurance only covers expenses incurred by other people in accidents where the policyholder is at fault. Nearly every state requires drivers to carry it, though most states require other types of coverage as well.
Liability Car Insurance Costs by Coverage Level
Liability coverage limits
Average monthly cost
How much liability car insurance you purchase will be the main factor that influences your premium. Each state has its own coverage requirements, which can vary widely. For example, Alaska requires drivers to purchase $100,000 in bodily injury liability coverage per accident, while Arizona only requires $30,000.
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