McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, Allstate does offer liability car insurance. Allstate liability car insurance is available in all 50 states, costs an average of $105 per month ($1,262 per year), and pays for other drivers’ injuries and property damage if you are at fault for an accident. Allstate also offers other major types of car insurance such as roadside assistance and personal injury protection.
What Allstate Liability Insurance Covers
- Medical expenses for others. Bodily injury liability insurance (BI) covers medical bills for other people if they are injured in a car accident that you cause. BI may also cover lost wages for others if they are unable to work due to their injuries.
- Property damage. Property damage liability insurance (PD) pays to repair damage to others’ property, such as their vehicles or fences, caused by an accident you’re at fault for.
Cost of Allstate Liability Car Insurance
State | Average Premium |
California | $105 per month |
Pennsylvania | $150 per month |
Ohio | $88 per month |
Georgia | $146 per month |
North Carolina | $139 per month |
Note: This is a sample of premiums from some of the states where Allstate liability car insurance is available.
Most states require you to purchase at least $25,000 in bodily injury liability insurance per person ($50,000 per accident) and at least $25,000 in property damage liability insurance to meet the minimum coverage requirements.
To learn more, check out WalletHub’s full review of Allstate and our guide to liability car insurance.
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