McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, Allstate does offer liability car insurance. Allstate liability car insurance is available in all 50 states, costs an average of $105 per month ($1,262 per year), and pays for other drivers’ injuries and property damage if you are at fault for an accident. Allstate also offers other major types of car insurance such as roadside assistance and personal injury protection.
What Allstate Liability Insurance Covers
- Medical expenses for others. Bodily injury liability insurance (BI) covers medical bills for other people if they are injured in a car accident that you cause. BI may also cover lost wages for others if they are unable to work due to their injuries.
- Property damage. Property damage liability insurance (PD) pays to repair damage to others’ property, such as their vehicles or fences, caused by an accident you’re at fault for.
Cost of Allstate Liability Car Insurance
| State | Average Premium |
| California | $105 per month |
| Pennsylvania | $150 per month |
| Ohio | $88 per month |
| Georgia | $146 per month |
| North Carolina | $139 per month |
Note: This is a sample of premiums from some of the states where Allstate liability car insurance is available.
Most states require you to purchase at least $25,000 in bodily injury liability insurance per person ($50,000 per accident) and at least $25,000 in property damage liability insurance to meet the minimum coverage requirements.
To learn more, check out WalletHub’s full review of Allstate and our guide to liability car insurance.
People also ask
What does liability insurance cover?
Liability insurance covers the other driver’s injuries and property damage in accidents that you cause. Bodily injury liability insurance covers the other driver’s medical expenses, while property damage liability insurance covers their vehicle and other objects damaged in the crash, like their home or fence.
What Liability Car Insurance Covers
- Other people’s medical expenses after accidents caused by the policyholder
- Damage to other people’s property caused by the policyholder
- Legal fees if the policyholder is sued...
How much does Allstate car insurance cost?
Allstate car insurance costs an average of $1,262 per year ($105 per month) for a minimum-coverage policy, which is less than the national average of $720 per year. The exact cost of auto insurance with Allstate depends on factors such as a driver’s history on the road, age, state, and coverage limits. For example, full coverage insurance from Allstate costs an average of $3,666 per year.
Average Cost of Allstate Car Insurance by Category
| Category ... | Average Premium |
How much does liability car insurance cost?
Liability car insurance costs an average of $671 per year nationally. The exact cost of a liability auto insurance policy varies based on several factors, including the state, insurance company, driver’s record, and amount of coverage purchased.
Liability Car Insurance Cost by Company
- Geico: $462 per year
- USAA: $487 per year
- Progressive: $549 per year
- Travelers: $639 per year
- State Farm: $718 per year
- Allstate: $781 per year
- Nationwide: $890 per year
- Farmers: $1,044 per year
- Liberty Mutual: $1,090 per year
These sample quotes...
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