Yes, Allstate does have a military discount of 25% off a customer’s auto insurance premium, but only in Louisiana. The Allstate military discount is available to eligible members of the United States Armed Forces community who are based in Louisiana or whose spouse and/or dependents live there.
Louisiana is the only state that requires car insurance companies to offer military discounts, so servicemembers and their families based in Louisiana will save on their car insurance premiums regardless of the company. To ask Allstate to apply a military discount to your policy, call 1 (877) 366-1607.
Allstate Military Discount Eligibility Requirements
Active-duty military and based in Louisiana
Active-duty military, deployed out-of-state or oversea from Louisiana
Active-duty military, deployed out-of-state or overseas, with a spouse and/or dependents who are based in Louisiana
Yes, the Allstate Motor Club is worth it if you want 24/7 roadside assistance anywhere in the U.S. and anticipate using at least $79 in roadside assistance services in a year. Allstate’s Motor Club has two membership plans: Roadside Advantage, for an initial fee of $79, and Platinum Elite, for an initial fee of $149. You can even get an Allstate Motor Club membership without having an active insurance policy with the company.… read full answer
Why Allstate Motor Club Is Worth It
24/7 roadside assistance services, including towing (up to $150 or $250 depending on the plan), jump starts, lockouts (up to $100), tire changes, and fuel delivery.
Three (Roadside Advantage) or five (Platinum Elite) free service calls per year for as little as $75 the first year.
Covers any car a member drives, including cars they borrow or rent.
Access to trip planning tools and services, plus savings on travel, health, entertainment, and more.
Members can add a second household member for free (16-18 year-olds are always covered for free).
Members still have access to Allstate roadside assistance on a pay-per-use basis after exhausting their free service calls for a year.
Allstate’s Motor Club memberships, which can be renewed annually for $99 (Roadside Advantage) and $169 (Platinum Elite), also provide discounts on oil changes, auto parts, and flights. They even include motorcycle and RV coverage, as well as a road hazard benefit that reimburses customers for damage to tires and wheels.
If you break down on the side of the road or wake up to a flat tire at home, you’ll find that an Allstate Motor Club membership is worth having. Some notable competitors to the Allstate Motor Club are AAA, National Motor Club, and Good Sam Roadside Assistance, but Allstate’s Motor Club coverage stands out because of its multiple coverage options and its availability to customers on a pay-per-use basis. To learn more about your Allstate Motor Club options, call 877-597-3393.
Yes, Allstate insurance rates are competitive for some drivers, including seniors and college students. Allstate car insurance costs an average of $954 annually, or $79 per month.
Allstate’s car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as do your eligibility for discounts.… read full answer
Sample Allstate Car Insurance Rates
Average Annual Cost of Minimum Coverage
These sample quotes are representative of Allstate’s insurance prices, but individual results will vary. To learn more about how we obtained these sample quotes, check out the methodology section of our complete Allstate car insurance review.
There are three types of car insurance discounts for teachers: discounts from standard insurance companies, discounted rates from companies that specialize in covering teachers and other public-service occupations, and discounts for members of an association or union for educators. Teachers are often eligible for car insurance discounts because they are considered a low-risk group.… read full answer
Liberty Mutual is one of the largest insurers to offer teacher discounts. Although Liberty Mutual does not disclose exact discount amounts, teachers can get a quote over the phone and see the discount for their individual circumstances. Liberty Mutual Teachers’ Auto Insurance also provides specific features and protections for educators. For instance, in every state except Pennsylvania, teachers will be charged a $0 deductible for collisions that take place while on school business and vandalism that happens on school grounds. You can check out some other notable options below, too.
Car Insurance Companies with Teacher Policies
Plymouth Rock Assurance (New Jersey)
Educators Insurance (Massachusetts)
Meemic (Illinois, Michigan, Wisconsin and Georgia)
Metlife (for members of teachers’ unions)
Car Insurance Affiliation Discounts for Teachers
Geico and Farmers offer discounts to members of certain professional and educational associations, which can help teachers save money. Geico provides savings for members of the Association of American Educators and the American Library Association, along with hundreds of other groups. Farmers, on the other hand, includes a discount of approximately 4% for customers who mark their occupation as teacher when getting a quote.
Certain state-wide educator associations have connections to specific insurance companies as well. For example, members of the Massachusetts Teachers Association and their immediate family can receive up to a 10% discount from Educators Insurance. Other insurance companies like Travelers use similar affinity programs, too. However, these companies do not publish the lists of organizations for which they provide discounts, so when in doubt, check with your insurance company to see if your association qualifies. You can also contact your association or union to ask about affiliations with insurance carriers.
Like any other driver, teachers should compare quotes to find the best insurance company for their needs. Teachers should also look for unrelated discounts – like safe driver, multi policy, and customer loyalty discounts – to maximize their savings.
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