Does Allstate have a multi-car discount?

You can get an Allstate good student discount if you have at least a B- average or a 2.7 GPA. Student drivers can save as long as they are unmaried, 16-24 years old and a full time high school or college student. Eligible drivers can also qualify for an Allstate student discount if they successfully complete the teenSMART driver education program or attend school at least 100 miles away from where their car is garaged.... read full answer

Young drivers are usually quite expensive to insure since they lack driving experience. However, Allstate offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.

Allstate good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location.

Yes, Allstate insurance rates are competitive for some drivers, including seniors and college students. Allstate car insurance costs an average of $781 per year, or $65 per month.

Allstate’s car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as do your eligibility for discounts.... read full answer

Sample Allstate Car Insurance Rates

Note: These rates are approximations based on sample quotes from Allstate. Actual rates will vary.

To learn more about how we obtained these sample quotes, check out the methodology section of our complete Allstate car insurance review.

You can get a LoJack insurance discount in most states by telling your insurer that you have LoJack and asking for an anti-theft device discount. LoJack discounts usually range from 5% to 25% off your comprehensive coverage, varying by state and company.

LoJack is a technology that emits a certain radio frequency when activated by law enforcement, which helps police recover your car if it’s stolen. As a result, having LoJack can qualify you for an anti-theft discount because your insurer is less likely to have to pay for a stolen car.... read full answer

Major Companies with Anti-Theft Discounts

• State Farm
• Geico
• USAA
• Liberty Mutual
• Farmers
• Nationwide

While these companies advertise anti-theft discounts on their websites, they do not specify a particular type of anti-theft device needed to qualify. However, LoJack is likely to count. For example, New Jersey requires all insurers to provide discounts to drivers whose cars have certain anti-theft devices, and the state specifically includes vehicle recovery systems that communicate with the police on the list of eligible devices.

In the past, Progressive has offered specific LoJack discounts and even rebate programs, which refund the customer for a portion of the cost of installing LoJack. So if you’re thinking about getting LoJack and have Progressive, it’s worth keeping an eye out for special incentives.

Regardless of the insurance savings, LoJack can be a smart purchase, especially if you live in a high-risk area or your car is particularly attractive to thieves.