Yes, American Family offers classic car insurance for antique cars, replicas and vintage rides. Unlike a normal car insurance policy, American Family classic car coverage is designed for vehicles that do not lose value over time.
American Family classic car insurance uses a stated or agreed value system, depending on the car's worth, which means that the car will be valued at a specific amount when you buy the policy. The amount will be determined by appraisal documents and photos of the car that you provide.
American Family Classic Car Insurance Vehicle Requirements
Antique and classic vehicles that are at least 20 years old
Cars that are a rarity because of unique design and exceptional craftsmanship and condition
A replica or reproduction of an antique or classic vehicle
Maintained for either pleasure or the occasional use in exhibitions, club activities, parades or other functions of public interest
Drivers must have another vehicle for daily driving
Every company has slightly different eligibility rules for classic car insurance, so you can always check with another insurer if your vehicle does not qualify for a American Family policy. Requirements may also vary by state.
For more information about American Family classic car insurance or to get a quote, call 1-(800) 692-6326.
American Family roadside assistance will tow your car to the nearest repair facility. There is no specific mileage limit for American Family towing services, however. The specifics of American Family roadside assistance coverage may vary by state, though, so drivers should check their policy to learn more about limits and exclusions.… read full answer
In general, roadside assistance from a car insurance company is less expensive than purchasing a motor club membership with the likes of Better World Club or AAA. Coverage might be more limited, though. To see how American Family roadside assistance compares to the competition, check out the table below.
American Family Roadside Assistance Compared to Popular Competitors
15 miles or the nearest qualified repair shop (basic plan)
100 miles (premier plan)
In addition to towing, American Family roadside assistance includes flat tire changes, jump starts, gasoline delivery, and lockout services. To add American Family roadside assistance to your policy, log into your online account or call American Family customer service.
American Family is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from American Family costs an average of $67 per month, and American Family premiums can be made even cheaper by taking advantage of discounts such as safety features discounts and low mileage discount. Plus, American Family rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.… read full answer
Average Monthly Rates for American Family vs. Top Competitors
Note: Premiums are representative of a 45-year-old good driver in IL; individual premiums will vary.
American Family is especially cheap for young drivers in particular. That’s because American Family has special savings opportunities for drivers in this category, such as discounts for drivers under 25 years old who volunteer for non-profits, and savings for students who maintain at least a B average.
Your final premium is based on a variety of factors, though, such as your driving record, insurance history, and more. Every insurance company determines their rates differently, so even though American Family is among the cheapest car insurance companies, the only way to confirm you’ve found the lowest price is to compare quotes from multiple companies.
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