American Family offers a good driver discount, but the amount varies by state. In order to receive a American Family good driver discount, drivers must have no accidents, violations, or claims on their record within the last five years, and this can even include time that you've been insured by another company.
After you get into an accident, file a claim, or receive a ticket, you will have to wait five years in order to qualify for the discount again. Additionally, accidents that are forgiven by American Family accident forgiveness still count against your good driver discount, even though your base premium will not go up.
If you don’t qualify for American Family’s good driver discount, there are still ways to save on your premium. For example, American Family offers a multi-vehicle discount for drivers who want to insure more than one vehicle on their policy. You can also lower your rate by altering your coverage or increasing your deductible.
To learn more, check out WalletHub’s guide to American Family discounts.
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