Melissa Sherrard, Car Insurance Writer
@melissa_sherrard
An American Family umbrella policy covers claims beyond the financial limits of an existing auto or home insurance policy. Umbrella insurance from American Family can also cover claims that might not be covered by standard liability policies, like slander, libel, and psychological harm.
What American Family Umbrella Policies Cover
- False arrest or imprisonment
- Injuries to other people if you're at fault
- Damage to others’ property if you're at fault
- Personal injury offenses including false arrest, invasion of privacy, libel, and slander
- Injuries or damage caused by your renters
- Defense costs
American Family umbrella policies start at $1 million in additional liability coverage. They can be a good choice for customers with a high net worth who want extra coverage for property damage, injuries, and possible lawsuits that could result from various types of incidents.
It’s important to note that American Family requires customers to have an auto or personal property insurance policy with them in order to qualify for umbrella coverage. You can get a quote for American Family umbrella insurance by contacting a local American Family agent.
To learn more, check out reviews and key information about American Family on WalletHub, as well as our guide to umbrella insurance.
People also ask
Why is American Family so cheap?
American Family is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from American Family costs an average of $67 per month, and American Family premiums can be made even cheaper by taking advantage of discounts such as safety features discounts and low mileage discount. Plus, American Family rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such...
read full answerWhat does umbrella insurance cover?
Umbrella insurance covers injuries, property damage, certain lawsuits, and personal liability situations that exceed your home and auto liability coverage. An umbrella policy extends your liability insurance limits and offers protection for situations not covered by a standard liability policy, such as libel or slander.
On the other hand, umbrella insurance does not cover claims that are excluded outright from liability insurance, such as intentional damage or damage to your own property.
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