You can get an anti-theft system discount for car insurance by having your car equipped with anti-theft technology. Seven of the 10 largest insurance companies offer an anti-theft system discount, and qualifications are typically the same between insurers. Exact discount amounts may vary by company and state, however. For example, Geico's anti-theft system discount can help you save up to 23% on your premium.
You can get a LoJack insurance discount in most states by telling your insurer that you have LoJack and asking for an anti-theft device discount. LoJack discounts usually range from 5% to 25% off your comprehensive coverage, varying by state and company.
LoJack is a technology that emits a certain radio frequency when activated by law enforcement, which helps police recover your car if it’s stolen. As a result, having LoJack can qualify you for an anti-theft discount because your insurer is less likely to have to pay for a stolen car.… read full answer
While these companies advertise anti-theft discounts on their websites, they do not specify a particular type of anti-theft device needed to qualify. However, LoJack is likely to count. For example, New Jersey requires all insurers to provide discounts to drivers whose cars have certain anti-theft devices, and the state specifically includes vehicle recovery systems that communicate with the police on the list of eligible devices.
In the past, Progressive has offered specific LoJack discounts and even rebate programs, which refund the customer for a portion of the cost of installing LoJack. So if you’re thinking about getting LoJack and have Progressive, it’s worth keeping an eye out for special incentives.
Regardless of the insurance savings, LoJack can be a smart purchase, especially if you live in a high-risk area or your car is particularly attractive to thieves.
Car insurance companies in the U.S. do not offer dash cam discounts. Insurers in other countries provide dash cam insurance discounts, but dash cam technology is still relatively new, and insurance companies in the U.S. do not factor it in to premiums.
Insurance companies might begin offering dash cam discounts in the future. For example, New York’s legislature is considering a bill that would require insurers to give non-commercial vehicles with dash cams a 5% discount. And many dash cam companies argue that the cameras promote safe driving, decrease insurance fraud, and prevent crimes like theft, vandalism, and hit-and-run.… read full answer
Even though dash cams don’t lead to a direct discount, a dash cam could still be a good investment if you live in a particularly high-risk area or are worried about insurance fraud. Similarly, evidence from dash cams could support your case if you’re disputing a ticket or trying to prove that another driver caused an accident.
You can get a discount on your car insurance from most insurers by driving safely, paying your entire premium in one lump sum, signing up for paperless billing, or bundling coverage. Auto insurance companies usually offer a range of discounts based on things like customer loyalty, careful driving, and vehicle safety. Some discounts are applied automatically, but it’s always worth asking your insurer if there are additional discounts you might be eligible for. … read full answer
Top 10 Ways to Get a Discount on Car Insurance
Set up paperless billing.
Pay your entire premium up front.
Maintain continuous insurance coverage.
Avoid accidents and moving violations in order to earn a good-driver discount.
Get good grades, if you (or a listed driver) are a student.
Take a driver’s education or defensive driving course.
Bundle multiple insurance policies together with one company.
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