WalletHub, Financial Company
@WalletHub
Yes, Auto-Owners insurance rates are competitive for certain drivers, including seniors, teenagers, and college students. Auto-Owners car insurance customers pay an average of $697 per year, which is more than the national average of $671 per year. Auto-Owners' car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as does your eligibility for discounts.
Auto-Owners Car Insurance Rates vs. Popular Competitors
Company | Average Cost of Minimum Coverage |
$697 per year | |
$462 per year | |
$718 per year | |
$549 per year | |
$781 per year |
Note: Rates are an approximation based on a 45-year-old driver in California. Actual rates will vary. For more information, check out the methodology section of our Auto-Owners car insurance review.
Other Factors That Make Auto-Owners Insurance Competitive
- Auto-Owners offers 13 auto insurance discounts.
- Auto-Owners offers 28 different types of insurance.
- Auto-Owners customer service representatives are available Monday - Friday, 8:00 am - 4:30 pm EST.
To learn more, read WalletHub's complete review of Auto-Owners.
People also ask
How much does insurance go up after an accident with Auto-Owners?
Auto-Owners insurance rates go up by an average of 46% after an accident. Even though an accident will cause Auto-Owners to raise your car insurance premium when you renew your policy, the added cost will only be temporary. An accident will usually affect your Auto-Owners premium for just 3-5 years.
The exact amount that Auto-Owners premiums go up after an accident depends on a few factors, including who was at fault, how much damage was caused,...
read full answerWhen does car insurance go down?
The cost of car insurance typically goes down the most between the ages of 18 and 19, when rates drop by about 25% on average. Car insurance premiums generally continue to go down each year until age 25, when rates begin to level off for the next few decades. When drivers turn 25 years old, they can expect a discount of about 14%.
When Car Insurance Rates Go Down the Most
| ... | Average Rate | Change from Previous Age |
How can I lower my Auto-Owners car insurance?
You can lower your Auto-Owners car insurance costs by taking advantage of Auto-Owners discounts, opting for a higher deductible, and reducing your coverage, among other things. Auto-Owners considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.
How to Lower the Cost of Car Insurance from...
read full answerDid we answer your question?