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Yes, The General insurance rates are competitive for certain drivers, including seniors, teenagers, and college students. The General car insurance customers pay an average of $1,186 per year, which is more than the national average of $671 per year.
The General's car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as does your eligibility for discounts.
The General Car Insurance Rates vs. Popular Competitors
Company | Average Cost of Minimum Coverage |
$1,186 per year | |
$551 per year | |
$399 per year | |
$794 per year | |
$746 per year |
Note: Rates are an approximation based on a 45-year-old driver in Texas. Actual rates will vary. For more information, check out the methodology section of our The General car insurance review.
Other Factors That Make The General Insurance Competitive
- The General offers 6 auto insurance discounts.
- The General offers 12 different types of insurance.
- The General customer service representatives are available Monday - Thursday 7 am - 9 pm, Friday 7 am - 8 pm, and Saturday 8 am - 4 pm.
To learn more, read WalletHub's complete review of The General.
People also ask
How much does insurance go up after an accident with The General?
The General insurance rates go up by an average of 32% after an accident. Even though an accident will cause The General to raise your car insurance premium when you renew your policy, the added cost will only be temporary. An accident will usually affect your The General premium for just 3-5 years.
The exact amount that The General premiums go up after an accident depends on a few factors, including who was at fault, how...
read full answerWhen does car insurance go down?
The cost of car insurance typically goes down the most between the ages of 18 and 19, when rates drop by about 25% on average. Car insurance premiums generally continue to go down each year until age 25, when rates begin to level off for the next few decades. When drivers turn 25 years old, they can expect a discount of about 14%.
When Car Insurance Rates Go Down the Most
| ... | Average Rate | Change from Previous Age |
How can I lower my car insurance from The General?
You can lower your car insurance with The General by taking advantage of discounts, opting for a higher deductible, and reducing your coverage, among other things. The General considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.
How to Lower the Cost of Car Insurance...
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