Does Auto-Owners use telematics? This question is about Auto-Owners Insurance

Does Auto-Owners use telematics?

Answer Question Report Abuse

This question is about Auto-Owners Insurance

WalletHub, Financial Company

@WalletHub • 07/27/21 This answer was first published on 07/27/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

Yes, Auto-Owners uses telematics through TrueRide, a program that tracks a customer’s driving habits using the mobile app. Customers can sign-up for TrueRide and receive a discount if they consistently practice safe driving.

What Auto-Owners Telematics Tracks

Miles driven
The time of day that you drive
Speed
Braking
Acceleration
Distracted driving

In order to use TrueRide, drivers need to enroll in the program and install the mobile app, which will automatically log a trip when it detects driving activity. After you start logging trips, the discount will be applied when you renew your policy. If you practice bad driving habits while using TrueRide, Auto-Owners will not raise your base premium. But you probably won't get much of a discount, if any. Currently, TrueRide is only available to drivers in Ohio.

To learn more, check out WalletHub’s guide to usage-based insurance.

Answer Question

How does telematics insurance work?

Telematics insurance is a type of car insurance that bases your insurance rate on how far and how safely you drive. Insurance companies use telematics to track your driving distances and behavior, and then use that data to assess how much risk the way you drive might pose. This risk assessment is then used to calculate your insurance premium.

Your insurance company will provide you a “black box” device that attaches to...

read full answer

How does pay-as-you-go car insurance work?

Pay-as-you-go car insurance calculates a policyholder’s premium based on how many miles they drive each month. The policyholder’s mileage is tracked through a mobile app or device plugged into the vehicle, and customers who drive fewer miles pay a lower rate. Companies that offer pay-as-you-go car insurance, which can also be referred to as pay-per-mile or usage-based coverage, usually charge a monthly base rate and then add a fee for each mile driven.

Pay-as-You-Go Car...

read full answer

Does Auto-Owners offer a low mileage discount?

No, Auto-Owners does not offer a low mileage discount. In addition to not offering a specific discount for low mileage, Auto-Owners premiums aren't even lower for customers who drive fewer miles than average, despite low mileage drivers generally being considered low risk.

Even though Auto-Owners does not offer a low mileage discount, customers can save in other ways, including the company's good student, paid-in-full and safety feature discounts.

To learn more, check out WalletHub's guide...

read full answer

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.