WalletHub, Financial Company
Yes, Auto-Owners uses telematics through TrueRide, a program that tracks a customer’s driving habits using the mobile app. Customers can sign-up for TrueRide and receive a discount if they consistently practice safe driving.
What Auto-Owners Telematics Tracks
- Miles driven
- The time of day that you drive
- Distracted driving
In order to use TrueRide, drivers need to enroll in the program and install the mobile app, which will automatically log a trip when it detects driving activity. After you start logging trips, the discount will be applied when you renew your policy. If you practice bad driving habits while using TrueRide, Auto-Owners will not raise your base premium. But you probably won't get much of a discount, if any. Currently, TrueRide is only available to drivers in Ohio.
To learn more, check out WalletHub’s guide to usage-based insurance.
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