The average cost of car insurance in Montana ranges from $403 per year for 55-year-olds to $2,468 per year for 16-year-olds. Montana residents with a good driving record generally see their car insurance premiums drop around age 25, and average rates continue to fall as policyholders age. However, around age 65, you will likely start to see your rates increase again.
Average Cost of Car Insurance in Montana by Age
$2,468 per year
$506 per year
$440 per year
$423 per year
$403 per year
$428 per year
Note: Premiums are representative of a male driver with a minimum coverage policy and a clean driving record; individual premiums will vary.
Car insurance is cheapest around age 55, on average, according to WalletHub data. Middle-aged drivers with experience on the road are the least expensive to insure because they have the lowest accident and claims rates, especially compared to senior and teenage drivers, who are the most likely to be involved in car crashes. Overall, car insurance is cheapest for drivers aged 35-65.
Full coverage insurance in Montana costs an average of $328 per month. A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by Montana law. In Montana, liability insurance is mandatory for all drivers.
Average Cost of Full Coverage Insurance in Montana
You can get car insurance discounts in Montana based on how you drive, the car you own, and your relationship with your insurance company. In Montana, car insurance companies are allowed to consider factors like employment and residential status when setting premiums. That means there are also discounts available for owning a home or being affiliated with certain employers or educational institutions .
Almost anyone can get a discount on car insurance in Montana...
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