The average cost of car insurance in Nebraska ranges from $403 per year for 55-year-olds to $2,209 per year for 16-year-olds. Nebraska residents with a good driving record generally see their car insurance premiums drop around age 25, and average rates continue to fall as policyholders age. However, around age 65, you will likely start to see your rates increase again.
Average Cost of Car Insurance in Nebraska by Age
$2,209 per year
$561 per year
$454 per year
$437 per year
$403 per year
$433 per year
Note: Premiums are representative of a male driver with a minimum coverage policy and a clean driving record; individual premiums will vary.
Car insurance is cheapest around age 55, on average, according to WalletHub data. Middle-aged drivers with experience on the road are the least expensive to insure because they have the lowest accident and claims rates, especially compared to senior and teenage drivers, who are the most likely to be involved in car crashes. Overall, car insurance is cheapest for drivers aged 35-65.
Full coverage insurance in Nebraska costs an average of $310 per month. A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by Nebraska law. In Nebraska, liability insurance and uninsured motorist coverage are mandatory for all drivers.
Average Cost of Full Coverage Insurance in Nebraska
You can get car insurance discounts in Nebraska based on how you drive, the car you own, and your relationship with your insurance company. In Nebraska, car insurance companies are allowed to consider factors like employment, residential, and marital status when setting premiums. That means there are also discounts available for being married, owning a home, or being affiliated with certain employers or educational institutions.
Almost anyone can get a discount on car insurance...
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