Car insurance in North Carolina is $43 per month for minimum coverage and $121 per month for full coverage, on average. The cheapest insurance companies in North Carolina are Erie, Nationwide and North Carolina Farm Bureau, and getting quotes from several companies can help you find the best deal.
Average Cost of Car Insurance in North Carolina by Category
- Clean driving record: $43 per month
- After an at-fault accident: $71 per month
- Driver with poor credit: $59 per month
- Teen driver: $314 per month
- After a DUI: $168 per month
The average cost of car insurance in North Carolina is 30% lower than the national average auto insurance premium, and North Carolina ranks 19 out of 50 for the most affordable car insurance rates in the U.S.. There are several factors that affect how much you’ll pay for car insurance in North Carolina, including your driving record, age, location, the amount of coverage that you purchase, and the insurance company you buy it from.
Finally, it’s worth noting that car insurance premiums in North Carolina are low, compared to the cost of coverage in neighboring states like South Carolina and Georgia. You can find more details in the table below.
Cost of Car Insurance in North Carolina vs. Neighboring States
Note: Rates are an approximation based on a driver in North Carolina with minimum coverage. Actual rates will vary.
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